David Ramirez
$425,000$450,000$3,115 /mo all-in ↓

4168 SAXON DRIVE, NEW SMYRNA BEACH, FL, 32169

Active68 days on marketListed Jun 3, 2026MLS #NS1088387

Priced 19% below the NEW SMYRNA BEACH 32169 medianReduced $25KWaterfrontBROWN

About this home

4168 SAXON DRIVE

Rare opportunity to own a truly one-of-a-kind beachside parcel in the heart of one of Florida’s most coveted coastal communities. This expansive lot sits just steps from the legendary shores of New Smyrna Beach, offering an unmatched combination of natural beauty, outdoor adventure, and picturesque sunset views. Nestled along Saxon Drive on the beachside of New Smyrna Beach, this property places you within minutes of the iconic 27th Avenue Beach and Beachfront Park, where world-class surfing and swimming await. The west-facing rear of this lot opens to a breathtaking estuary landscape — a private paradise of waterways, mangrove, and coastal beauty that delivers stunning sunsets and an unmatched connection to nature. The estuary bordering this property is a living ecosystem teeming with wildlife and world-class fishing. Cast a line, launch a kayak, or paddleboard directly from your backyard with direct access to the tidal creeks, Indian River, and the broader Intracoastal Waterway system. Redfish, snook, and trout fishing are legendary in this corridor, and dolphins, manatees, roseate spoonbills, and osprey are regular visitors. The combination of beachside living on one side and waterway access on the other is exceptionally rare — this is true coastal Florida paradise from front to back. The lot measures 100 feet of frontage along Saxon Drive with a depth of approximately 346 feet. Zoned R-1 for single-family residential use. Engineered building plans for a custom residence designed specifically for this parcel are available — contact the listing agent for details. Prior environmental permits were issued by both the Florida Department of Environmental Protection and the U.S. Army Corps of Engineers for single-family home site development, with required mitigation already satisfied. All documents including permits, engineering plans, and environmental studies are available through the listing agent. New Smyrna Beach is beloved for its surf culture, art scene, local dining, and authentic Florida charm — and beachside parcels of this size and character are exceptionally scarce. Seller is motivated and all terms are negotiable.

Facts & features

The home at a glance

0.55 ac

Lot size

Waterfront

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$3,184/yr

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,115 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,115/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Coronado Beach

Map of 4168 SAXON DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Beach — neighborhood snapshot

Population

3,992

Median age

63

Median income

$118,703

Median home value

$433,870

Avg household

2

Households w/ children

173

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $25K
Jun 3, 2026Listed at $450,000 · 68 days on market since

Reality check

What actually sold near 4168 SAXON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3824 SAXON DRIVESold · May ’26

$283,000

3824 SAXON DRIVE · same community

2 bd · 2.5 ba · 1,328 sqft · $213/sqft · 114 DOM

3813 SANDSTONE COURTSold · Apr ’26

$560,000

3813 SANDSTONE COURT · same community

2 bd · 2 ba · 1,800 sqft · $311/sqft · 181 DOM

886 MATTHEWS AVENUESold · Aug ’25

$940,000

886 MATTHEWS AVENUE · same community

5 bd · 3 ba · 2,208 sqft · $426/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4168 SAXON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4168 SAXON DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4168 SAXON DRIVE FAQs

What would the monthly payment be for 4168 SAXON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,115/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4168 SAXON DRIVE?+

The most recent tax bill on record (2025) was $3,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $425,000, this home is listed about 17% below the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4168 SAXON DRIVE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$425,000 is 19% below the NEW SMYRNA BEACH 32169 median of $525,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of WEICHERT REALTORS HALLMARK PR · Holly Steinert. MLS #NS1088387.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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