
3726 S ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169
Active571 days on marketListed Jan 16, 2025MLS #NS1083536
About this home
3726 S ATLANTIC AVENUE
Stunning Three-Story Home with Panoramic Views & Premium Features in a short term rental zone!! Welcome to this exceptional three-story, 4-bedroom, 4 ½-bathroom home, ideally located in the heart of the island, offering luxurious living with ample space and modern amenities. Investing in a property located in a short-term rental zone can offer promising rental income opportunities. This expansive property boasts a generous square footage under a metal roof, making it perfect for those who appreciate comfort and style. The home features a large, well-designed chef’s kitchen equipped with an island and commercial-grade appliances, ideal for culinary enthusiasts. All wood floors run throughout the residence, lending a warm and inviting feel to every room. The main floor offers two spacious bedrooms, each with its own private bath, providing excellent convenience for guests or family. The grand third-floor bonus room is a true highlight, offering panoramic views of Central Beach and peeks of the ocean—an idyllic space for relaxation or entertainment. Other notable features include a dedicated 3-car garage with an integrated workshop, inside laundry, and a convenient ½ bath for guests. With all four bedrooms equipped with en-suite bathrooms, this home is designed with privacy and comfort in mind. Whether you're enjoying the serene beach views from your third-floor bonus room or entertaining in your chef’s kitchen, this property offers a unique blend of luxury, functionality, and location. Don’t miss out on this rare opportunity to own a spectacular home in one of the most coveted areas on the island. Your potential rental income awaits!!!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,560
Sqft
0.22 ac
Lot size
3
Garage
2006
Year built
Three Or More
Levels
$420
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,198 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,198/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$420 vs $365
Days on market
571 vs 68 typical
Where $420/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
209 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3726 S ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$940,000
886 MATTHEWS AVENUE · same community
5 bd · 3 ba · 2,208 sqft · $426/sqft · 234 DOM
Sold · Apr ’26$560,000
3813 SANDSTONE COURT · same community
2 bd · 2 ba · 1,800 sqft · $311/sqft · 181 DOM
Sold · May ’26$283,000
3824 SAXON DRIVE · same community
2 bd · 2.5 ba · 1,328 sqft · $213/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3726 S ATLANTIC AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3726 S ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3726 S ATLANTIC AVENUE FAQs
What would the monthly payment be for 3726 S ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3726 S ATLANTIC AVENUE?+
The most recent tax bill on record (2024) was $16,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3726 S ATLANTIC AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,495,000, this home is listed about 190% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3726 S ATLANTIC AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,495,000 runs 185% above the NEW SMYRNA BEACH 32169 median — but at 3,560 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Time on market is leverage
571 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,958,000, now $1,495,000 — a $463K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PROPERTIES & MANAGEMENT · Jasen Jandrew. MLS #NS1083536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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