David Ramirez
$938,000$975,0003 bd3 ba2,800 sqft$335 /sqft$5,901 /mo all-in ↓

204 EL PINO DRIVE, NEW SMYRNA BEACH, FL, 32168

Active91 days on marketListed May 14, 2026MLS #NS1088230

Reduced $37KPrivate poolSingle Family ResidenceTROPICAL ESTATES UNREC 1200

About this home

204 EL PINO DRIVE

Beautiful Mediterranean-Style Home on 10 Private Acres. Experience the rare combination of privacy, space, and convenience on this stunning 10-acre estate tucked away in the peaceful community of Samsula, just minutes from New Smyrna Beach. This custom-built Mediterranean-style residence offers 3 bedrooms, 3 baths, bonus room that could be a fourth bedroom and approximately 2,800 sq ft of living space, designed for those who value room to breathe and the freedom of country living. A long private drive leads you to the home, surrounded by mature trees, natural buffers, and multiple ponds that create a serene, secluded setting. Inside, the home features a spacious layout with a large, upgraded kitchen, breakfast bar, and dining nook overlooking the property. The second-floor balcony provides sweeping views of your acreage — perfect for morning coffee or evening sunsets. The large primary suite provides a true retreat, featuring dual vanities, a walk-in shower, a jetted soaking tub, and an oversized walk-in closet with abundant storage. All bathrooms throughout the home have been tastefully updated, and all bedrooms now feature new plank flooring for a clean, modern look. Step outside to your private in-ground self-cleaning saltwater pool, perfect for cooling off on warm Florida days or entertaining family and friends. The home is also energy-efficient, equipped with solar panels that greatly reduce utility costs averaging a low $43 per month and support sustainable living. Newer double pane vinyl windows throughout. Even better — the home features a brand-new roof, adding long-term durability and peace of mind. A detached 1200 square foot air-conditioned 3+-car garage offers ample room for vehicles, boats, equipment, or a workshop, with plenty of space for toys, tools, or hobby projects. Features a 12'x 12' door and two 10' x 8' doors. Additional structures, including a barn, add even more versatility for storage, animals, or recreational use. Whether you’re seeking a private homestead, a hobby farm, or simply a peaceful place to unwind, this property delivers the rare combination of acreage, privacy, and convenience. Home and out structures are high and dry with no flood history, located in lowest-risk Flood Zone X. Opportunities like this in Samsula are few and far between.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,800

Sqft

10 ac

Lot size

3

Garage

1993

Year built

Two

Levels

$335

Per sqft

Private pool

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesEast
ExteriorOther · Storage

Community & fees

Taxes (2025)$3,931/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,901 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,061
PMI (est., until 20% equity)$352
Property tax — 2025 actual bill$328
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,800
Interest rate6.00%
Loan term

Estimated payment

$5,901/mo

Principal & interest$5,061
PMI (est., until 20% equity)$352
Property taxes (actual bill)$328
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$335 vs $378

Days on market

91 vs 70 typical

Where $335/sqft sits among the 400 New Smyrna Beach actives

160
80 · this home
78
36
19
27
$174–301$301–427$427–553$553–680$680–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 204 EL PINO DRIVE

Drive times from this address

Downtown Orlando52 min
Universal Orlando64 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

215 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $938,000 $37K
May 14, 2026Listed at $975,000 · 91 days on market since
1993Built · TROPICAL ESTATES UNREC 1200

Reality check

What actually sold near 204 EL PINO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

156 S STATE ROAD 415Sold · Aug ’25

$695,000

156 S STATE ROAD 415

3 bd · 3 ba · 1,594 sqft · $436/sqft · 24 DOM

4075 CRESTWOOD MANOR DRIVESold · Aug ’26

$950,000

4075 CRESTWOOD MANOR DRIVE

4 bd · 3.5 ba · 4,128 sqft · $230/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 204 EL PINO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 204 EL PINO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

204 EL PINO DRIVE FAQs

What would the monthly payment be for 204 EL PINO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 204 EL PINO DRIVE?+

The most recent tax bill on record (2025) was $3,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $938,000, this home is listed about 82% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.

Which schools are assigned to 204 EL PINO DRIVE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$938,000 runs 150% above the NEW SMYRNA BEACH 32168 median — but at 2,800 sqft it's also 70% larger than the typical New Smyrna Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $975,000, now $938,000 — a $37K cut. The full history is in the market section below.

Listing courtesy of THE BARNETT GROUP, INC. · Larry Brinson. MLS #NS1088230.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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