David Ramirez
$265,000$285,0003 bd1.5 ba1,092 sqft$243 /sqft$2,210 /mo all-in ↓

2861 W OAK LEA DRIVE, SOUTH DAYTONA, FL, 32119

Active105 days on marketListed Apr 26, 2026MLS #NS1088066

Reduced $20KSingle Family ResidenceOAK LEA VILLAGE SEC 03

About this home

2861 W OAK LEA DRIVE

"BRING ALL OFFERS" Welcome to this 3 bedroom, 1.5 bathroom home nestled on a spacious corner lot in desirable South Daytona! This property has remained high and dry with NO HISTORY OF FLOODING, offering peace of mind year-round. Recent updates include a brand - NEW ROOF 2023, NEW GAS HOT WATER HEATER 4/2026, NEW STOVE 2025, NEW DISHWASHER 4/2026, NEW REFRIGERATOR 4/2026, giving you a solid head start on the essentials. the home features a fenced yard, perfect for pets, play or outdoor entertaining. Bring all your toys-- there's an EXTRA LONG DRIVEWAY, with plenty of room for boats, RV's, trailers, or multiple vehicles. With it's great bones and generous lot size, this home is full of potential. Bring your ideas and make it your own! Weather your a first time buyer, investor, or someone looking for a project with an upside, this property is a fantastic opportunity in a convenient location close to shopping, dining and the beach. Don't miss out-- schedule your showing today.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,092

Sqft

0.24 ac

Lot size

1

Garage

1978

Year built

One

Levels

$243

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingGround Level · Off Street
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,478/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,210 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$373
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,210/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$373
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$233KedgeAI estimate $273,416 · range $243K$315K$328K

vs edgeAI estimate

−3.1%

$/sqft vs South Daytona actives

$243 vs $197

Days on market

105 vs 67 typical

Where $243/sqft sits among the 52 South Daytona actives

8
9
10
12
6 · this home
7
$102–134$134–166$166–198$198–230$230–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Daytona

Map of 2861 W OAK LEA DRIVE

Drive times from this address

Downtown Orlando62 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know South Daytona. See the full South Daytona guide →

SOUTH DAYTONA 32119 — neighborhood snapshot

Population

22,562

Median age

47.6

Median income

$53,795

Median home value

$215,200

Avg household

2.06

Households w/ children

2,027

For the school run

Volusia County School District

ElementarySouth Daytona Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleCampbell Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The South Daytona market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$290K$236K

South Daytona median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

26 of 52

South Daytona actives have cut their price

Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the SOUTH DAYTONA 32119 median. See the full South Daytona market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $20K
Apr 26, 2026Listed at $285,000 · 105 days on market since
1978Built · OAK LEA VILLAGE SEC 03

Reality check

What actually sold near 2861 W OAK LEA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

546 CAMBRIDGE CIRCLESold · Jun ’26

$203,000

546 CAMBRIDGE CIRCLE · same community

4 bd · 2 ba · 1,664 sqft · $122/sqft · 48 DOM

840 6TH STREETSold · Jul ’26

$230,000

840 6TH STREET

2 bd · 1.5 ba · 1,052 sqft · $219/sqft · 19 DOM

903 DEER SPRINGS ROADSold · Nov ’25

$95,000

903 DEER SPRINGS ROAD

2 bd · 2.5 ba · 1,152 sqft · $82/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2861 W OAK LEA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2861 W OAK LEA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2861 W OAK LEA DRIVE FAQs

What would the monthly payment be for 2861 W OAK LEA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,210/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2861 W OAK LEA DRIVE?+

The most recent tax bill on record (2025) was $4,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2861 W OAK LEA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in South Daytona?+

At $265,000, this home is listed about 2% below the South Daytona median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 2861 W OAK LEA DRIVE?+

South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PMC REAL ESTATE · Traci James. MLS #NS1088066.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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