2821 OAK LEA DRIVE, SOUTH DAYTONA, FL, 32119
Active139 days on marketListed Mar 21, 2026MLS #NS1087691
About this home
2821 OAK LEA DRIVE
NO HOA FEES, NO LEASE RESTRICTIONS, & NO HISTORIC FLOODING! Welcome to 2821 Oak Lea Drive, a rock-solid concrete block home that delivers the ultimate freedom of coastal living with absolutely none of the neighborhood restrictions. Situated on a prime corner lot in a quiet South Daytona pocket, this 3-bedroom, 2-bathroom property is a rare find engineered for buyers who want an easy-care property with dedicated room to store their outdoor gear. THE ULTIMATE TOY STORAGE & ACCESSIBILITY If you own a boat, jet skis, a camper, or a work truck, you know how difficult and expensive it is to find secure storage in Volusia County. This property solves that problem efficiently. Featuring a highly coveted secondary side-street gate access, you can effortlessly back your trailered boat or RV straight into your fully fenced backyard. Save hundreds of dollars a month in storage fees and enjoy the convenience of having your gear right at home, ready for weekend launches at the local ramps. HIGH-VALUE MECHANICAL UPDATES DONE FOR YOU Step inside to a bright, low-maintenance single-story layout that offers true peace of mind. The heavy lifting has already been taken care of, featuring a newer, high-efficiency A/C system that keeps electric bills low during hot Florida summers, along with updated kitchen appliances. The layout is perfectly optimized for easy, zero-step daily living—making it an exceptional choice for anyone looking to downsize into a manageable, single-level lifestyle without sacrificing utility or privacy. A SECURE, LOW-MAINTENANCE OUTDOOR SPACE The fully enclosed privacy-fenced backyard offers a functional layout designed for easy upkeep. It is the perfect size for grilling, entertaining friends, or letting pets run safely, all without demanding hours of weekend yard work. LOCATION, LOCATION, LIFESTYLE You are arguably in one of the most convenient pockets of the area. Located just 5 to 10 minutes from the pristine local beaches, the Halifax River, and major boat launches, your coastal lifestyle is right at your doorstep. Enjoy rapid access to premier shopping, dining, and top-rated schools, all while benefiting from South Daytona's lower utility taxes and quiet residential charm. Whether you are a first-time buyer looking for a solid starter, a boater seeking unrestricted parking, or an investor looking for a lucrative rental opportunity with zero HOA oversight—this property hits every single mark. Opportunities with this level of flexibility, location, and structural integrity do not last long in this price tier. Schedule your private showing today and start living the unrestricted coastal life!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,204
Sqft
0.17 ac
Lot size
1
Garage
1961
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,067 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,067/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs South Daytona actives
$224 vs $195
Days on market
139 vs 67 typical
Where $224/sqft sits among the 54 South Daytona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Daytona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Daytona. See the full South Daytona guide →
SOUTH DAYTONA 32119 — neighborhood snapshot
Population
22,562
Median age
47.6
Median income
$53,795
Median home value
$215,200
Avg household
2.06
Households w/ children
2,027
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Daytona market
$290K → $236K
South Daytona median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
27 of 54
South Daytona actives have cut their price
Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2821 OAK LEA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$255,000
550 LOCUST STREET
2 bd · 2 ba · 1,196 sqft · $213/sqft · 26 DOM
Sold · Feb ’26$216,200
833 MCDONALD ROAD
3 bd · 2 ba · 1,192 sqft · $181/sqft · 41 DOM
Sold · Oct ’25$149,000
119 ALOHA TERRACE
2 bd · 2 ba · 1,226 sqft · $122/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2821 OAK LEA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2821 OAK LEA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2821 OAK LEA DRIVE FAQs
What would the monthly payment be for 2821 OAK LEA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,067/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2821 OAK LEA DRIVE?+
The most recent tax bill on record (2025) was $2,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2821 OAK LEA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Daytona?+
At $269,999, this home is priced right at the South Daytona median.
Which schools are assigned to 2821 OAK LEA DRIVE?+
South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIFE REAL ESTATE · Matthew Daly. MLS #NS1087691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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