2100 N PENINSULA AVENUE UNIT 1050, NEW SMYRNA BEACH, FL, 32169
Active113 days on marketListed Apr 25, 2026MLS #NS1088024
About this home
2100 N PENINSULA AVENUE UNIT 1050
Welcome to your coastal retreat on the quiet and highly sought-after North Peninsula of New Smyrna Beach. This beautifully furnished 2-bedroom, 2-bath condo offers 1,130 square feet of relaxed beach living, perfectly positioned between the Atlantic Ocean and the serene Intracoastal Waterway. Wake up to stunning views that capture it all—sunrises over the ocean, boats gliding along the Intracoastal, the jetty, and even the iconic Ponce Inlet Lighthouse in the distance. Just steps from both the beach and the inlet, this location delivers the peaceful, uncrowded lifestyle so many are searching for. Boating enthusiasts will appreciate private boat slip access and proximity to the inlet, making days on the water effortless. Back at home, enjoy a full suite of amenities including a community pool, clubhouse bbq space, and gathering space, along with a dock perfect for fishing, sunset watching, or simply relaxing with friends. Conveniently located just minutes from the vibrant energy of Flagler Avenue and the charm of Canal Street, you’ll have easy access to local shops, dining, entertainment, and historic attractions—while still enjoying the tranquility of this tucked-away coastal gem. Whether you’re looking for full-time living, a weekend escape, or a high-demand investment opportunity, this condo checks every box. Priced to sell—don’t miss your chance to own a slice of paradise.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,130
Sqft
0.02 ac
Lot size
1976
Year built
One
Levels
$398
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,969 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,969/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20%
$/sqft vs New Smyrna Beach actives
$398 vs $373
Days on market
113 vs 73 typical
Where $398/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2100 N PENINSULA AVENUE UNIT 1050
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$415,000
2700 N PENINSULA AVENUE UNIT 114
2 bd · 2 ba · 1,126 sqft · $369/sqft · 321 DOM
Sold · May ’26$440,000
2700 N PENINSULA AVENUE UNIT 113
2 bd · 2 ba · 1,158 sqft · $380/sqft · 322 DOM
Sold · Jul ’26$650,000
601 N ATLANTIC AVENUE UNIT 104
2 bd · 2 ba · 1,160 sqft · $560/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2100 N PENINSULA AVENUE UNIT 1050 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2100 N PENINSULA AVENUE UNIT 1050 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2100 N PENINSULA AVENUE UNIT 1050 FAQs
What would the monthly payment be for 2100 N PENINSULA AVENUE UNIT 1050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,969/mo — principal and interest, the actual property-tax bill, the $836/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2100 N PENINSULA AVENUE UNIT 1050?+
The association fee works out to $836 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2100 N PENINSULA AVENUE UNIT 1050?+
The most recent tax bill on record (2025) was $1,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2100 N PENINSULA AVENUE UNIT 1050?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $449,900, this home is listed about 14% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2100 N PENINSULA AVENUE UNIT 1050?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$449,900 is 14% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $398/sqft it sits under the New Smyrna Beach average of $426.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $836/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REAL ESTATE PROPERTY SOL · Steven Weaver. MLS #NS1088024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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