David Ramirez
$649,000$698,0002 bd2.5 ba1,130 sqft$574 /sqft$4,583 /mo all-in ↓

2100 N PENINSULA AVENUE UNIT 216, NEW SMYRNA BEACH, FL, 32169

Active461 days on marketListed May 12, 2025MLS #NS1084884

Reduced $49KWaterfrontFully furnishedCondominiumOCEAN INLET YACHT CLUB CONDO

About this home

2100 N PENINSULA AVENUE UNIT 216

24 FOOT DEEDED DEEP WATER BOAT SLIP, INTRACOASTAL WATER VIEWS. PETS ALLOWED, Brand New A/C and Water Heater. Completely Renovated 2 bed 2.5 bath Condo with Fantastic views of the Intracoastal waterway and spectacular sunsets, plus your very own deeded Boat Slip. Immaculately furnished, 2 bedroom 2 and a half bathroom condo is absolutely turnkey. All you need is your personal belongings and you will be living your dream of owning your own home at the beach. Enjoy watching yachts pass by, dolphins frolicking and amazing sun sets from your private balcony and living room and primary bedroom. This totally renovated condo with luxury vinyl flooring throughout has everything you need. Upstairs there are 2 beds and 2 full baths plus laundry and a pull-down stair access to the attic with 40 linear feet of shelving for storage. Downstairs is a spacious open floor plan with sweeping views of the marina and intracoastal. The kitchen has granite countertops, new cabinets, plus half bath and the hurricane-rated sliding patio door leads you onto your private balcony plus a storage unit. All windows have roll down hurricane shutters. Location, Location, Location. The Ocean Inlet Yacht Club is located north of Flagler Avenue and just a short walk to the Beach, Smyrna Dunes Park with walking trails and dog beach. Famous Flagler Avenue is just 2 miles away walk, cycle or take your golf cart to experience Restaurants, Bars and Shopping plus Canal Street is also just a bike ride or golf cart ride to more Restaurants, Bars and Shopping. Ocean Inlet and Yacht Club is a pristine, quiet, condo association. Amenities include a large resort-style pool, clubhouse with kitchen and BBQ area, shuffleboard plus the dock with fishing pier. BOAT SLIP IS 24 FEET. Your very own Oasis in New Smyrna Beach. Measurements are approximate and all information is assumed to be accurate but not guaranteed.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,130

Sqft

0.04 ac

Lot size

1976

Year built

Two

Levels

$574

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Window Treatments
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Hurricane Shutters · Sliding Doors

Community & fees

Taxes (2024)$8,126/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Clubhouse · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,583 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$677
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,583/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$677
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$297KedgeAI estimate $441,341 · range $309K$494K$675K

vs edgeAI estimate

+47.1%

$/sqft vs New Smyrna Beach actives

$574 vs $368

Days on market

461 vs 73 typical

Where $574/sqft sits among the 400 New Smyrna Beach actives

162
81
77
35 · this home
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Beach

Map of 2100 N PENINSULA AVENUE UNIT 216 inside its neighborhood boundary

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Beach — neighborhood snapshot

Population

1,269

Median age

62

Median income

$111,395

Median home value

$668,800

Avg household

2

Households w/ children

42%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

216 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,000 $49K
May 12, 2025Listed at $698,000 · 461 days on market since
1976Built · OCEAN INLET YACHT CLUB CONDO

Reality check

What actually sold near 2100 N PENINSULA AVENUE UNIT 216

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2700 N PENINSULA AVENUE UNIT 114Sold · Feb ’26

$415,000

2700 N PENINSULA AVENUE UNIT 114

2 bd · 2 ba · 1,126 sqft · $369/sqft · 321 DOM

2700 N PENINSULA AVENUE UNIT 113Sold · May ’26

$440,000

2700 N PENINSULA AVENUE UNIT 113

2 bd · 2 ba · 1,158 sqft · $380/sqft · 322 DOM

601 N ATLANTIC AVENUE UNIT 104Sold · Jul ’26

$650,000

601 N ATLANTIC AVENUE UNIT 104

2 bd · 2 ba · 1,160 sqft · $560/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2100 N PENINSULA AVENUE UNIT 216 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2100 N PENINSULA AVENUE UNIT 216 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2100 N PENINSULA AVENUE UNIT 216 FAQs

What would the monthly payment be for 2100 N PENINSULA AVENUE UNIT 216?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2100 N PENINSULA AVENUE UNIT 216?+

The most recent tax bill on record (2024) was $8,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2100 N PENINSULA AVENUE UNIT 216?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $649,000, this home is listed about 24% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2100 N PENINSULA AVENUE UNIT 216?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$649,000 runs 24% above the NEW SMYRNA BEACH 32169 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

461 days on market against a New Smyrna Beach median of 73 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $698,000, now $649,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Gwendolin Curley. MLS #NS1084884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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