3700 S ATLANTIC AVENUE UNIT 103, NEW SMYRNA BEACH, FL, 32169
Active116 days on marketListed Apr 18, 2026MLS #NS1087983
About this home
3700 S ATLANTIC AVENUE UNIT 103
Stunning Ocean close by Studio Condo – Perfect Investment Opportunity! Location, location, location! Beach just across the street, this cozy studio condo offers the ideal coastal lifestyle. Enjoy the vibrant atmosphere of nearby restaurants and shopping, all within a short walk. Property Features: Bright & Airy: Abundant natural light fills the space, creating a warm and inviting ambiance. Patio Oasis: Relax on your private patio, perfectly situated facing the community pool, just a few steps away. First Floor Convenience: No stairs to navigate, making it easily accessible for all. Community Amenities: Community Pool: Dive into the refreshing pool, perfect for sunny days and social gatherings. Investment Potential: Flexible Leasing: This property allows for short-term leasing options (2 days minimum), making it a lucrative investment opportunity or a perfect full-time home. All Assessments Paid: Enjoy peace of mind knowing that all assessments have been recently paid. Don’t miss out on this incredible piece of property! Whether you're looking for a vacation retreat or a smart investment, this studio condo is the perfect choice. Schedule a viewing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
459
Sqft
1.73 ac
Lot size
1977
Year built
One
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,545 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs New Smyrna Beach actives
$431 vs $378
Days on market
116 vs 70 typical
Where $431/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
211 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3700 S ATLANTIC AVENUE UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$183,000
3700 S ATLANTIC AVENUE UNIT 304 · same community
1 bd · 1 ba · 459 sqft · $399/sqft · 183 DOM
Sold · Aug ’25$217,000
3700 S ATLANTIC AVENUE UNIT 202 · same community
1 bd · 1 ba · 459 sqft · $473/sqft · 4 DOM
Sold · Jul ’26$224,900
3700 S ATLANTIC AVENUE UNIT 303 · same community
1 bd · 1 ba · 459 sqft · $490/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3700 S ATLANTIC AVENUE UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3700 S ATLANTIC AVENUE UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3700 S ATLANTIC AVENUE UNIT 103 FAQs
What would the monthly payment be for 3700 S ATLANTIC AVENUE UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3700 S ATLANTIC AVENUE UNIT 103?+
The most recent tax bill on record (2025) was $1,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3700 S ATLANTIC AVENUE UNIT 103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $198,000, this home is listed about 62% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 3700 S ATLANTIC AVENUE UNIT 103?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$198,000 is 62% below the NEW SMYRNA BEACH 32169 median of $517,350.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Kathy Anderson. MLS #NS1087983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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