3700 S ATLANTIC AVENUE UNIT 309, NEW SMYRNA BEACH, FL, 32169
Active36 days on marketListed Jul 9, 2026MLS #O6422966
About this home
3700 S ATLANTIC AVENUE UNIT 309
Location, Location, Location! LOOK AT THE VIEW! Enjoy coastal living at its best in this beautifully furnished and tastefully decorated condo, ideally located directly across the street from the beach. Wake up to stunning ocean views! Currently an active short-term rental with 5 Stars and future bookings, this freshly updated (2023), turnkey property comes fully furnished and is ready as a second home or immediate income. Residents and guests enjoy a variety of community amenities, including a sparkling swimming pool with convenient bathroom facilities, the Sun Plaza featuring a BBQ grill and outdoor seating, a car wash station, community washers and dryers, a secure mail room, shared storage space, and dedicated bike storage. The condo also includes an assigned parking space along with additional guest parking, making it easy to accommodate visitors. A/C 2023, Slider/Front Door/Screen Door 2023, Interior Updates 2023, Furniture and Appliances 2023.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
459
Sqft
1.73 ac
Lot size
1977
Year built
One
Levels
$534
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,999 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,999/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.6%
$/sqft vs New Smyrna Beach actives
$534 vs $373
Days on market
36 vs 70 typical
Where $534/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3700 S ATLANTIC AVENUE UNIT 309
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$183,000
3700 S ATLANTIC AVENUE UNIT 304 · same community
1 bd · 1 ba · 459 sqft · $399/sqft · 183 DOM
Sold · Aug ’26$182,000
3700 S ATLANTIC AVENUE UNIT 206 · same community
1 bd · 1 ba · 459 sqft · $397/sqft · 22 DOM
Sold · Aug ’25$217,000
3700 S ATLANTIC AVENUE UNIT 202 · same community
1 bd · 1 ba · 459 sqft · $473/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3700 S ATLANTIC AVENUE UNIT 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3700 S ATLANTIC AVENUE UNIT 309 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3700 S ATLANTIC AVENUE UNIT 309 FAQs
What would the monthly payment be for 3700 S ATLANTIC AVENUE UNIT 309?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3700 S ATLANTIC AVENUE UNIT 309?+
The most recent tax bill on record (2025) was $3,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3700 S ATLANTIC AVENUE UNIT 309?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $245,000, this home is listed about 53% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3700 S ATLANTIC AVENUE UNIT 309?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$245,000 is 53% below the NEW SMYRNA BEACH 32169 median of $519,000.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $345,000, now $245,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · Joann Da Silva. MLS #O6422966.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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