3663 S ATLANTIC AVENUE UNIT 31B, NEW SMYRNA BEACH, FL, 32169
Active115 days on marketListed Apr 20, 2026MLS #NS1087969
About this home
3663 S ATLANTIC AVENUE UNIT 31B
Stunning 3rd floor ocean view unit in Chateau by the Sea offering the perfect blend of comfort, convenience, and coastal charm. This 1 bedroom, 1 bathroom condo is being sold fully furnished, making it truly turnkey whether you’re looking for a personal beach retreat or an income-producing rental. The open concept layout creates an inviting space, with the kitchen flowing seamlessly into the dining and living areas, ideal for entertaining or relaxing after a day by the ocean. One of the standout features of this unit is the view, enjoy sights of the ocean and the beautifully maintained complex from every room. Step out onto the balcony and take in the coastal breeze, a spot the current owner shares have been cherished for decades. For over 40 years, this condo has been a special place for her family, with the balcony view being a favorite highlight and gathering space. Recent updates include a bathroom remodel completed in 2019 and a new AC system installed in 2022, and a brand new front door, offering peace of mind for the next owner. With a solid rental history available upon request, this property presents a great opportunity for both personal use and investment. Whether you’re searching for a vacation getaway, a full-time residence, or a rental property, this ocean view condo checks all the boxes. Schedule your showing today and come experience the view for yourself.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
720
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,606 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,606/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs New Smyrna Beach actives
$485 vs $378
Days on market
115 vs 70 typical
Where $485/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
214 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3663 S ATLANTIC AVENUE UNIT 31B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
3663 S ATLANTIC AVENUE UNIT 11D · same community
2 bd · 2 ba · 1,045 sqft · $335/sqft · 47 DOM
Sold · Nov ’25$225,000
4308 S ATLANTIC AVENUE UNIT 4308
1 bd · 1 ba · 705 sqft · $319/sqft · 7 DOM
Sold · Jun ’26$346,500
4155 S ATLANTIC AVENUE UNIT 5090
1 bd · 1 ba · 701 sqft · $494/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3663 S ATLANTIC AVENUE UNIT 31B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3663 S ATLANTIC AVENUE UNIT 31B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3663 S ATLANTIC AVENUE UNIT 31B FAQs
What would the monthly payment be for 3663 S ATLANTIC AVENUE UNIT 31B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill, the $917/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3663 S ATLANTIC AVENUE UNIT 31B?+
The association fee works out to $917 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3663 S ATLANTIC AVENUE UNIT 31B?+
The most recent tax bill on record (2025) was $3,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3663 S ATLANTIC AVENUE UNIT 31B?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $349,000, this home is listed about 32% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 3663 S ATLANTIC AVENUE UNIT 31B?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$349,000 is 33% below the NEW SMYRNA BEACH 32169 median of $519,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $917/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $365,000, now $349,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NSB REALTY TEAM INC · Kate Rosenberg. MLS #NS1087969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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