513 N ATLANTIC AVENUE UNIT 33, NEW SMYRNA BEACH, FL, 32169
Active118 days on marketListed Apr 16, 2026MLS #NS1087955
About this home
513 N ATLANTIC AVENUE UNIT 33
Location, location, location. Just steps from Flagler Ave and the sandy beach, this beautifully updated first floor condo in Holiday Cove North offers the perfect mix of convenience and coastal charm. This 2-bedroom, 2-bathroom unit is completely turnkey and ready for immediate enjoyment or rental income. Inside, you’ll find luxury vinyl flooring throughout and a light, bright coastal feel that makes the space feel open and inviting. The layout flows nicely from the living area into a cozy yet functional dining nook, creating a comfortable space for everyday living or hosting guests. The kitchen features stainless steel appliances, light cabinetry, and a beach inspired backsplash that adds a subtle touch of style. Both bathrooms have been tastefully updated with modern finishes, and the bedrooms provide a relaxing retreat after a day at the beach. Being on the first floor offers easy access with no stairs, adding to the overall convenience. Holiday Cove North has a community pool and direct beach access! And with Flagler Ave just a short walk away, you are close to local dining, shopping, and entertainment while still having your own peaceful space to come home to. Whether you are looking for a primary residence, vacation getaway, or investment property, this condo checks all the boxes. Strong rental history available upon request!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,030
Sqft
0 ac
Lot size
1968
Year built
One
Levels
$471
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs New Smyrna Beach actives
$471 vs $378
Days on market
118 vs 70 typical
Where $471/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 513 N ATLANTIC AVENUE UNIT 33
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
823 E 10TH AVENUE
3 bd · 2 ba · 1,034 sqft · $508/sqft · 338 DOM
Sold · Jul ’26$295,000
468 BOUCHELLE DRIVE UNIT 128
2 bd · 2 ba · 1,020 sqft · $289/sqft · 117 DOM
Sold · May ’26$347,000
813 E 8TH AVENUE
3 bd · 2 ba · 1,044 sqft · $332/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 513 N ATLANTIC AVENUE UNIT 33 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 513 N ATLANTIC AVENUE UNIT 33 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
513 N ATLANTIC AVENUE UNIT 33 FAQs
What would the monthly payment be for 513 N ATLANTIC AVENUE UNIT 33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,269/mo — principal and interest, the actual property-tax bill, the $675/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 513 N ATLANTIC AVENUE UNIT 33?+
The association fee works out to $675 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 513 N ATLANTIC AVENUE UNIT 33?+
The most recent tax bill on record (2025) was $4,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 513 N ATLANTIC AVENUE UNIT 33?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $485,000, this home is listed about 6% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 513 N ATLANTIC AVENUE UNIT 33?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$485,000 is 7% below the NEW SMYRNA BEACH 32169 median of $519,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $675/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $485,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NSB REALTY TEAM INC · Kate Rosenberg. MLS #NS1087955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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