541 S PENINSULA AVENUE UNIT A21, NEW SMYRNA BEACH, FL, 32169
Active123 days on marketListed Apr 12, 2026MLS #NS1087925
About this home
541 S PENINSULA AVENUE UNIT A21
WHETHER YOU'RE DOWNSIZING YOUR PERMANENT RESIDENCE OR JUST LOOKING FOR THAT PERFECT BEACH GETAWAY THAT CAN GENERATE INCOME WHEN YOU'RE NOT USING IT, THIS BEAUTIFUL 1 BEDROOM CONDO IN THE HEART OF THE BEACHSIDE COULD DO IT! ITS THE ONLY UNIT FOR SALE IN THIS POPULAR SMALL COMPLEX! WALK TO NORWOODS, THE GARLIC, BEACHSIDE TAVERN, PUBLIX, FLAGLER AVE, BEACHSIDE BAPTIST &, OF COURSE, THE BEACH! CURRENTLY TENANT OCCUPIED, BUT COULD BE VACATED WITHIN 30 DAYS. THIS CONDO IS PRICED TO SELL & THE NEW DROP IN INTEREST RATES WILL SURELY HAVE THIS PLACE SOLD QUICKLY!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
1.67 ac
Lot size
1970
Year built
One
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$417 vs $373
Days on market
123 vs 70 typical
Where $417/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 541 S PENINSULA AVENUE UNIT A21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
1710 S ATLANTIC AVENUE
1 bd · 1 ba · 630 sqft · $635/sqft · 15 DOM
Sold · Oct ’25$369,000
1571 S ATLANTIC AVENUE UNIT 311
1 bd · 1 ba · 860 sqft · $429/sqft · 29 DOM
Sold · Jul ’26$410,000
822 E 12TH AVENUE
2 bd · 1 ba · 908 sqft · $452/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 541 S PENINSULA AVENUE UNIT A21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 541 S PENINSULA AVENUE UNIT A21 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
541 S PENINSULA AVENUE UNIT A21 FAQs
What would the monthly payment be for 541 S PENINSULA AVENUE UNIT A21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 541 S PENINSULA AVENUE UNIT A21?+
The most recent tax bill on record (2025) was $3,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 541 S PENINSULA AVENUE UNIT A21?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $249,900, this home is listed about 52% below the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 541 S PENINSULA AVENUE UNIT A21?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$249,900 is 52% below the NEW SMYRNA BEACH 32169 median of $519,000, and at $417/sqft it sits under the New Smyrna Beach average of $422.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OWN-A-PAD REAL ESTATE · Marion Dempsey. MLS #NS1087925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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