David Ramirez
$249,000≈$1,964 /mo all-in ↓

0 Julia STREET, NEW SMYRNA BEACH, FL, 32168

Active1070 days on marketMLS #NS1076850

✦ Priced 33% below the NEW SMYRNA BEACH 32168 medianMarshall 01 Lowds New Smyrna

About this home

0 Julia STREET

ZONED MU - MULTIPLE USE WITH TREMENDOUS OPPORTUNITY FOR BUSINESS OR RESIDENTIAL WITH GREAT INCOME POTENTIAL. WALK TO DOWNTOWN SHOPS AND RESTAURANTS! 3 PARCELS SOLD TOGETHER: .35 ACRE TOTAL (.11 ACRE, .11 ACRE., .13 ACRE). All information and content herein deemed reliable but not guaranteed to be accurate. You are advised to verify all facts that are important to you.

Facts & features

The home at a glance

0.35 ac

Lot size

Inside

Outside & construction

Community & fees

Utilities & systems

UtilitiesCable Available · Telephone Nearby
WaterSee Remarks

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,964 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Est. property taxes (1.1%/yr)$228
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,964/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Est. property taxes$228
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Smyrna Beach

Map of 0 Julia STREET

Drive times from this address

Downtown Orlando≈ 63 min
Universal Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$448K → $445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Julia STREET — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Julia STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

0 Julia STREET FAQs

What would the monthly payment be for 0 Julia STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,964/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in New Smyrna Beach?+

At $249,000, this home is listed about 52% below the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 0 Julia STREET?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32168 market on paper

$249,000 is 33% below the NEW SMYRNA BEACH 32168 median of $369,000.

02Time on market is leverage

1070 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Keep looking

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Listing courtesy of COASTAL CONDOS REALTY GROUP · Ricardo Stamatti. MLS #NS1076850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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