2499 SE 30TH STREET, MELROSE, FL, 32666
Active131 days on marketListed Mar 24, 2026MLS #NS1087706
About this home
2499 SE 30TH STREET
DIRECT LAKEFRONT- Lake Santa Fe, is rated one of the BEST natural spring fed lakes in Florida. Welcome Home to your dream family lake house! Nestled on a tranquil lot with panoramic water views, this stunning lakefront home is designed for both relaxation and entertaining. With its spacious living areas, it’s the perfect place to create unforgettable memories. The fully furnished main home features 3 generous bedrooms and 3.5 bathrooms, an open-concept kitchen and living room flowing onto a screened-in porch with stunning lake views. Upstairs you will find 2 large bedrooms, each with ensuite bathrooms along with a cozy second living area- ideal for guests. This property also features an oversized 3-car garage with ample storage for boats and lake gear. Above the garage you will find a fully finished 1-bedroom, 1-bathroom guest apartment with a full kitchen and living room- perfect for extended family, visitors, or Airbnb potential. This beautiful home sits on 0.69 areas, designed for outdoor enjoyment and easy lake access, less than a mile from the boat ramp with plenty of space to park a boat or RV. Enjoy your days on the lake or enjoying the two screened-in porches to soak in the lake breeze. This home isn’t just a property—it’s a lifestyle. Enjoy sun-soaked days by the water, evenings under the stars, and every special moment in between. Whether you're looking for a full-time residence or a weekend escape, this lakefront gem offers everything you need and more. This Amazing location is only 25 minutes to Gainesville, 5 minutes to downtown Melrose and 15 minutes to Keystone Heights. Big Lake Santa Fe is a 5800 acre, aquifer fed stable lake with amazing fishing, recreation and water sports. Come for the views and stay for the peace and relaxation in this turnkey lakefront home! While all information is believed to be accurate, measurements should be verified by potential buyers
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,058
Sqft
0.69 ac
Lot size
3
Garage
2009
Year built
Two
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$325 vs $259
Days on market
131 vs 57 typical
Where $325/sqft sits among the 42 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
21 of 42
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 2499 SE 30TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$495,000
21015 NE 115TH
4 bd · 3 ba · 2,733 sqft · $181/sqft · 204 DOM
Sold · Nov ’25$1,300,000
2444 SE COUNTY ROAD 21B
3 bd · 3 ba · 2,590 sqft · $502/sqft · 113 DOM
Sold · Aug ’25$490,000
21179 NE 115TH PLACE
3 bd · 3 ba · 2,221 sqft · $221/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2499 SE 30TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2499 SE 30TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2499 SE 30TH STREET FAQs
What would the monthly payment be for 2499 SE 30TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2499 SE 30TH STREET?+
The most recent tax bill on record (2024) was $10,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $995,000, this home is listed about 151% above the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2499 SE 30TH STREET?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$995,000 runs 202% above the MELROSE 32666 median — but at 3,058 sqft it's also nearly twice the size of the typical Melrose listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
131 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MG REAL ESTATE GROUP · Skye Chapman. MLS #NS1087706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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