
101 RAMSEY DRIVE, MELROSE, FL, 32666
Active76 days on marketListed May 8, 2026MLS #GC539905
About this home
101 RAMSEY DRIVE
Virtually Staged. 101 Ramsey Drive | Melrose, FL 32666 4 BD | 3.5 BA | 3,516 hSF/3,900 tSF | 10+ Acres | Pool | Pond | $995,000 Welcome to your peaceful country retreat in the heart of Putnam County — where the pace slows down, the land opens up, and the conveniences of modern life are still well within reach. Publix in Palatka is just 17 miles away, Keystone Heights is 9 miles, and the University of Florida and everything Gainesville is only 30–45 minutes depending on your destination. From the moment you arrive, this property makes a statement. Pass through your private electric gate and follow the drive to a welcoming fountain and a classic rocking chair front porch — the kind of arrival that sets the tone for everything that follows. The Land This 10+ acre homestead is anything but flat and ordinary. The rolling topography winds through mature woods, past a stocked pond complete with a staircase and railing, and up to a hilltop utility shed with electricity — a perfect workshop, storage space, or creative hideaway. Wear your walking shoes; there is plenty to explore. The left side of the property is set up for the hobby farmer or self-sufficiency enthusiast, featuring fenced pasture areas, dedicated watering stations, a large chicken coop, and raised planting beds. This land has genuine mini-farm potential. The Home Originally built in 2007 and fully renovated in 2015, this home combines thoughtful craftsmanship with modern updates throughout. Step through the front doors and your eye is immediately drawn to the stunning wrought iron staircase — a centerpiece that sets the tone for the quality found at every turn. To the right, a spacious den/office/TV room with custom built-ins provides the perfect flex space. To the left, a formal dining room features crown molding and plantation shutters. The kitchen is a true showpiece: tumbled stone tile, gourmet appliances, rich granite countertops, an abundance of cabinetry, a large stainless sink with drain bowl and cutting board, and a long breakfast bar. The adjacent breakfast area flows seamlessly into the family room, which opens to a covered, paved lanai with a wood-burning fireplace — the ideal setting for Florida evenings year-round. Outside, the pool beckons with elegant water features, a sun shelf with bubblers, an umbrella slot, and a sit shelf — resort-style living right in your backyard. Upstairs The generous primary suite offers a true sanctuary. An electric fireplace, trey ceiling, and spacious walk-in closet set the stage. The ensuite bath features a large soaking tub, granite countertops, double sinks with a dedicated vanity, a private water closet, and an additional walk-in closet. Every detail was designed with comfort and privacy in mind. Cross the upstairs landing and you’ll find three additional bedrooms. One enjoys its own private bath with a walk-in shower. The remaining two bedrooms share a Jack-and-Jill bath with a tub/shower combo. Completing the upper level is a dedicated laundry room with hanging and folding space and a full-size stackable unit — thoughtfully placed right where you need it. This is Old Florida living at its finest — land, lifestyle, and luxury, all within reach of everything you need.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,516
Sqft
10.3 ac
Lot size
2007
Year built
Two
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,713 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,713/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 199% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 RAMSEY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 RAMSEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 RAMSEY DRIVE FAQs
What would the monthly payment be for 101 RAMSEY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,713/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 RAMSEY DRIVE?+
The most recent tax bill on record (2025) was $4,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $895,000, this home is listed about 125% above the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 RAMSEY DRIVE?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$895,000 runs 199% above the MELROSE 32666 median — but at 3,516 sqft it's also nearly twice the size of the typical Melrose listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $995,000, now $895,000 — a $100K cut. The full history is in the market section below.
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Ken Cornell. MLS #GC539905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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