4801 S PENINSULA DRIVE, PONCE INLET, FL, 32127
Active137 days on marketListed Mar 18, 2026MLS #NS1087660
About this home
4801 S PENINSULA DRIVE
AWESOME 3BR/2BA SCREENED POOL HOME LOCATED ON A LARGE CORNER LOT IN THE HEART OF PONCE INLET!! TWO BLOCKS TO THE PRISTINE "NO DRIVE" BEACH ACCESS!! This well-maintained home features a LOW MAINTENANCE STURDY BRICK EXTERIOR, STORM SHUTTERS THROUGHOUT, NEW ROOF IN 2022, NEW HVAC in 2023, NEW ELECTRIC PANEL, NEW SOLAR-POWERED HOT WATER HEATER and a TERMITE BOND for added peace-of-mind. Enjoy the sparkling screened pool and expansive covered patio facing south for maximum sunlight all day. Enter through the welcoming foyer with a transom window that fills the home with natural light, leading into a SPACIOUS SPLIT BEDROOM OPEN FLOOR PLAN with VAULTED CEILINGS. The large living room features a CHARMING BAY WINDOW for added space and sliding doors that open to the east-side patio. The fully equipped eat-in kitchen opens to the living area and includes GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES as well as ample cabinet & counter space, breakfast bar, pantry, and a SPACIOUS DINING AREA ideal for entertaining family and friends. The SIZABLE PRIMARY SUITE boasts a VAULTED CEILING, TWO WALK-IN CLOSETS, and an enormous bathroom with a stall shower and soaking tub with a built-in seat. The SECOND BEDROOM also features a VAULTED CEILING and a BAY WINDOW. The THIRD BEDROOM features FRENCH DOORS with privacy window treatments and SLIDING DOORS TO THE POOL/PATIO area. A full guest bathroom is conveniently located between the guest bedrooms. Additional highlights include an INSIDE LAUNDRY ROOM and a large two-car garage. The manicured lawn and majestic live oak tree create a picturesque exterior, while both the rear and side yards are FULLY FENCED. Wake up to the rhythm of the ocean and embrace the laid-back luxury of coastal living in this exceptional beachside home, ideally located within walking distance to waterfront restaurants, the historic Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, museums, parks, dog park and beach, community center, pickleball courts, charter fishing, boating, and a wide variety of water sports.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,127
Sqft
0.43 ac
Lot size
2
Garage
1987
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,498 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,498/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.3%
$/sqft vs Ponce Inlet actives
$329 vs $371
Days on market
137 vs 74 typical
Where $329/sqft sits among the 45 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
26 of 45
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4801 S PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,350,000
511 Saturn Lane, Juno Beach FL 33408 · same community
3 bd · 3 ba · 2,773 sqft · $847/sqft · 115 DOM
Sold · Mar ’26$950,000
14 KELLY BEA COURT · same community
5 bd · 3 ba · 2,870 sqft · $331/sqft · 5 DOM
Sold · Aug ’25$895,000
54 RAINS COURT
3 bd · 2 ba · 2,139 sqft · $418/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4801 S PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4801 S PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4801 S PENINSULA DRIVE FAQs
What would the monthly payment be for 4801 S PENINSULA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4801 S PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $3,586. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $699,900, this home is listed about 6% above the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4801 S PENINSULA DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,900 runs 69% above the PONCE INLET 32127 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $799,900, now $699,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TEAM CARON REALTY · Diane Caron. MLS #NS1087660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 4801 S PENINSULA DRIVE but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →