4201 S ATLANTIC AVENUE UNIT 409, NEW SMYRNA BEACH, FL, 32169
Active155 days on marketListed Mar 10, 2026MLS #NS1087591
Come see it
Upcoming open house
Wed, Aug 12
4:00 PM – 5:30 PM
About this home
4201 S ATLANTIC AVENUE UNIT 409
Direct oceanfront retreat on the pristine no-drive beach of New Smyrna Beach. This spacious 3-bedroom, 2-bath residence is ideally located on the sought-after southeast corner of the 4th floor in Hacienda Del Sol I, offering abundant natural light and panoramic ocean views. Enjoy morning coffee at sunrise while watching dolphins swim by, seabirds glide along the shoreline, and beachgoers begin their day—all to the soothing sound of the waves. The open living area is perfect for entertaining and flows into a beautifully designed custom kitchen with a large island, upgraded appliances, custom pantry, pull-out shelving, abundant storage, and elegant under- and upper-cabinet lighting. The indoor laundry room is next to the kitchen for your convenience. Spacious bedrooms are comfortable to accommodate family and guest. Relax on the balcony in the evening while stargazing and occasionally catching rocket launches or fireworks lighting up the sky. Community amenities include a sparkling oceanfront pool, shuffleboard courts, clubhouse, and grilling area. There is extra storage down the hall for beach gear and toys. Ideally located—you can walk across the street to restaurants, shopping, entertainment, and the grocery store. Conveniently located for day trips to Daytona International Speedway, historic St. Augustine, and Walt Disney World Resort and other Central Florida attractions. Make this your Perfect full-time residence, vacation getaway, or rental investment!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,319
Sqft
1.48 ac
Lot size
1972
Year built
One
Levels
$522
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,892 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,892/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$522 vs $378
Days on market
155 vs 70 typical
Where $522/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4201 S ATLANTIC AVENUE UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
4301 S ATLANTIC AVENUE UNIT 2170 · same community
3 bd · 2 ba · 1,323 sqft · $404/sqft · 8 DOM
Sold · Mar ’26$407,500
4301 S ATLANTIC AVENUE UNIT 3090 · same community
2 bd · 2 ba · 1,233 sqft · $330/sqft · 0 DOM
Sold · Jun ’26$120,000
5228 CURRY FORD ROAD UNIT 320 · same community
2 bd · 2 ba · 1,052 sqft · $114/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4201 S ATLANTIC AVENUE UNIT 409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4201 S ATLANTIC AVENUE UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4201 S ATLANTIC AVENUE UNIT 409 FAQs
What would the monthly payment be for 4201 S ATLANTIC AVENUE UNIT 409?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,892/mo — principal and interest, the actual property-tax bill, the $1,035/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4201 S ATLANTIC AVENUE UNIT 409?+
The association fee works out to $1,035 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4201 S ATLANTIC AVENUE UNIT 409?+
The most recent tax bill on record (2025) was $8,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4201 S ATLANTIC AVENUE UNIT 409?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $689,000, this home is listed about 34% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 4201 S ATLANTIC AVENUE UNIT 409?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$689,000 runs 33% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,035/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
155 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PR · Jean Garvin. MLS #NS1087591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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