David Ramirez
$399,0003 bd2.5 ba2,100 sqft$190 /sqft$3,012 /mo all-in ↓

4 OCEANS WEST BOULEVARD UNIT 102C, DAYTONA BEACH, FL, 32118

Active153 days on marketListed Mar 4, 2026MLS #NS1087516

Private poolCondominiumOCEANS CLOVERLEAF NORTH

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Upcoming open house

Sat, Aug 8

10:00 AM – 1:00 PM

Welcome to this resort-style, spacious 3-bedroom, 2.5-bath residence (Unit C102) at Cloverleaf North in the Oceans West Community of Daytona Beach Shores. This

About this home

4 OCEANS WEST BOULEVARD UNIT 102C

Welcome to resort-style living at Cloverleaf North in the Oceans West Community of Daytona Beach Shores. This spacious 3-bedroom, 2.5-bath residence (Unit C102) offers luxury vinyl plank flooring throughout, updated sliding glass doors, plantation shutters, and top-of-the-line stainless steel appliances. Step out onto your porch and enjoy views of the poolside lawn surrounded by mature tropical landscaping. Residents enjoy exceptional amenities, including a fully equipped fitness center, indoor pool, and outdoor pool, bringing the feel of a private resort to everyday living. The Beach is easily accessible for morning walks and your daily dose of ''Vitamin Sea''. The 13 Hole Public Golf Course is right in your backyard, the Oceans Racquet & Recreation Club is just steps away, and McElroy Park offers public pickleball and tennis courts, playground and dog park. Publix, restaurants and shops are located right in your Oceans neighborhood. The monthly condo association fee will be reduced from $945/ month to $845/ month as of June 2026.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,100

Sqft

3.88 ac

Lot size

1

Garage

1996

Year built

One

Levels

$190

Per sqft

Private poolPark/Greenbelt view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionStucco
FoundationSlab
ViewPark/Greenbelt
FacesNorthwest
ParkingAssigned · Guest
ExteriorPrivate Entrance · Sliding Doors

Community & fees

Taxes (2025)$3,921/yr
PetsCats OK, Dogs OK
CommunityFitness Center · Golf · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,012 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$327
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,012/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$327
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$383KedgeAI estimate $600,805 · range $597K$602K$626K

vs edgeAI estimate

−33.6%

$/sqft vs Daytona Beach actives

$190 vs $235

Days on market

153 vs 58 typical

Where $190/sqft sits among the 400 Daytona Beach actives

93
104 · this home
75
56
34
38
$133–183$183–233$233–283$283–333$333–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 4 OCEANS WEST BOULEVARD UNIT 102C

Drive times from this address

Downtown Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

192 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Mar 4, 2026Listed at $399,000 · 153 days on market since
1996Built · OCEANS CLOVERLEAF NORTH

Reality check

What actually sold near 4 OCEANS WEST BOULEVARD UNIT 102C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4 OCEANS WEST BOULEVARD UNIT 301CSold · Oct ’25

$315,000

4 OCEANS WEST BOULEVARD UNIT 301C · same community

3 bd · 2.5 ba · 2,100 sqft · $150/sqft · 283 DOM

4 OCEANS WEST BOULEVARD UNIT 701CSold · Feb ’26

$415,000

4 OCEANS WEST BOULEVARD UNIT 701C · same community

3 bd · 2.5 ba · 2,100 sqft · $198/sqft · 183 DOM

4 OCEANS WEST BOULEVARD UNIT 402BSold · Feb ’26

$180,000

4 OCEANS WEST BOULEVARD UNIT 402B · same community

2 bd · 2 ba · 1,400 sqft · $129/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4 OCEANS WEST BOULEVARD UNIT 102C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4 OCEANS WEST BOULEVARD UNIT 102C — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4 OCEANS WEST BOULEVARD UNIT 102C FAQs

What would the monthly payment be for 4 OCEANS WEST BOULEVARD UNIT 102C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4 OCEANS WEST BOULEVARD UNIT 102C?+

The most recent tax bill on record (2025) was $3,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4 OCEANS WEST BOULEVARD UNIT 102C?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $399,000, this home is listed about 37% above the Daytona Beach median of $291,135. The market section on this page shows how the area is trending.

Which schools are assigned to 4 OCEANS WEST BOULEVARD UNIT 102C?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,000 runs 29% above the DAYTONA BEACH 32118 median — but at 2,100 sqft it's also 59% larger than the typical Daytona Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

153 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Janet Rabe-Meyer. MLS #NS1087516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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