119 OLD CARRIAGE ROAD, PONCE INLET, FL, 32127
Active167 days on marketListed Feb 19, 2026MLS #NS1087413
About this home
119 OLD CARRIAGE ROAD
Live the ultimate coastal boating lifestyle in this beautifully maintained canal-front home in highly sought-after Ponce Inlet, offering direct boat access to the Intracoastal Waterway and Atlantic Ocean just north of the Ponce Inlet Jetty. Whether you're heading out for a sunset cruise, deep-sea fishing, or docking for dinner at local favorites like Off The Hook at Inlet Harbor or Down the Hatch, this location puts it all within easy reach by water or a quick drive. This waterfront property features a private boat lift, seawall, and no history of flooding, plus the added benefit of being on a police electrical line for reliable power stability. Extensively improved and thoughtfully upgraded, this home blends peace of mind with modern comfort. Major investments include a new AC system (2023), roof (2018), Dovi impact windows and doors, Anderson sliding doors, French drain system, upgraded foundation work, hurricane shutters, insulated garage door, gutters, and Hardy board eave replacements. The remodeled kitchen showcases tile flooring and quality finishes, complemented by laminated wood flooring throughout main living areas. A saltwater pool and newly sealed pool deck create a private outdoor retreat, while exterior repairs, fresh paint, and the removal of the pool cage enhance both aesthetics and functionality. Additional improvements such as a termite bond with Shell Pest, electrical upgrades, and a recently reinforced seawall demonstrate the care and investment poured into this property. If you're searching for a move-in-ready waterfront home with direct boating access, major system upgrades, and an unbeatable location near dining, marinas, and beaches, this Ponce Inlet gem delivers the full Florida coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,907
Sqft
0.26 ac
Lot size
2
Garage
1970
Year built
One
Levels
$603
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,399 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,399/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.1%
$/sqft vs Ponce Inlet actives
$603 vs $371
Days on market
167 vs 106 typical
Where $603/sqft sits among the 44 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $755K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
26 of 44
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 OLD CARRIAGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$435,000
4319 S PENINSULA DRIVE · same community
3 bd · 2 ba · 1,763 sqft · $247/sqft · 237 DOM
Sold · Dec ’25$950,000
126 OLD CARRIAGE ROAD · same community
3 bd · 4 ba · 5,016 sqft · $189/sqft · 50 DOM
Sold · Aug ’25$699,000
4631 S ATLANTIC AVENUE UNIT 8503
3 bd · 3 ba · 1,876 sqft · $373/sqft · 338 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 119 OLD CARRIAGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 OLD CARRIAGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
119 OLD CARRIAGE ROAD FAQs
What would the monthly payment be for 119 OLD CARRIAGE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 119 OLD CARRIAGE ROAD?+
The most recent tax bill on record (2025) was $7,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $1,150,000, this home is listed about 72% above the Ponce Inlet median of $669,000. The market section on this page shows how the area is trending.
Which schools are assigned to 119 OLD CARRIAGE ROAD?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 183% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,299,999, now $1,150,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Michael Gagliardi. MLS #NS1087413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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