4770 S PENINSULA DRIVE, PONCE INLET, FL, 32127
Active200 days on marketListed Jan 14, 2026MLS #V4946412
About this home
4770 S PENINSULA DRIVE
Do not miss this rare opportunity to purchase close to 1 acre of waterfront with a new seawall in permitting and dock easements. A two-bedroom and one-bathroom home sit on this .8-acre lot, ready for you to build the waterfront home of your dreams and take advantage of Intracoastal access, stunning waterfront views, and breathtaking sunsets. Whether you love swimming, surfing, boating, fishing, golf, tennis, or sunbathing, this location is perfect for enjoying the Florida coastal lifestyle to the fullest! Live steps from the beautiful sand beach and the world-class surf break and dog beach at Jetty Park. Launch your paddle-boards from your private dock and watch the dolphins frolic in the inlet at sunset! Inlet Harbor Marina is next door, offering charter fishing excursions and accommodations for small watercraft and large yachts, a fuel station, electric and water hookups, a bait shop, and dry-dock storage. Visit Marine Discovery Center to learn about local marine life or explore the beautiful local ecosystem along nearby nature trails. Choose from several charming waterfront restaurants serving fresh seafood and delicious local cuisine, or venture to the surrounding communities for ample dining, shopping, and entertainment opportunities. This property is the perfect location to build your forever home amid some of the most spectacular amenities coastal Volusia County offers!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
976
Sqft
0.6 ac
Lot size
1962
Year built
One
Levels
$1,127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,105 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,105/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+215.4%
$/sqft vs NOT IN SUBDIVISION
$1,127 vs $253
Days on market
200 vs 74 typical
Where $1,127/sqft sits among the 124 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
59 of 124
NOT IN SUBDIVISION have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4770 S PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$198,000
171 W HAGSTROM ROAD · same community
3 bd · 2 ba · 936 sqft · $212/sqft · 4 DOM
Sold · Dec ’25$165,000
9630 NE 99TH PLACE · same community
3 bd · 2 ba · 914 sqft · $181/sqft · 0 DOM
Sold · Dec ’25$230,000
434 ELLERBE WAY · same community
3 bd · 1 ba · 1,051 sqft · $219/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4770 S PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4770 S PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4770 S PENINSULA DRIVE FAQs
What would the monthly payment be for 4770 S PENINSULA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4770 S PENINSULA DRIVE?+
The most recent tax bill on record (2024) was $7,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $1,100,000, this home is listed about 67% above the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4770 S PENINSULA DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,100,000 runs 165% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
200 days on market against a Ponce Inlet median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,175,000, now $1,100,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Dayanis Purucker. MLS #V4946412.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 4770 S PENINSULA DRIVE but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →