2815 BAY SIDE DRIVE, NEW SMYRNA BEACH, FL, 32168
Active266 days on marketListed Nov 14, 2025MLS #NS1086555
About this home
2815 BAY SIDE DRIVE
Bring the beautiful Florida outdoors right into your triple-sliding-door living room, with the inviting covered lanai on this immaculate Osprey Cove lagoon-like screen-enclosed pool Home by Hickson Construction Co. This home backs up to a fairway at Turnbull Bay Preserve golf course, which gives you both privacy and good views from the pool area, and is across the street from the homes with docks on Turnbull Bay. Enjoy the breezes! True to form, this Hickson home has all of the custom features you have come to expect: Extensive use of crown molding; high ceilings; over-window transoms; upgraded trim and solid-core wood doors; bull-nose drywall corners; Corian counters throughout with solid wood cabinets; and the popular Hickson 34' front porch complete with porch swing! There is also a cute side porch off the garage. Other features that will catch your eye include extra storage closets, mirrored walls and walk-in closet in the workout room (BR 2), Cat 5 wiring, surround sound with porch speakers, upgraded lighting, 3-car garage, beautiful landscaping, and a screened-in solar heated salt water pool with flagstone wall pool fountain. Plantation Shutters in DR and Study front windows, Bahama-like awnings on the side windows, roll-down hurricane shutters on the back with aluminum panels for front windows. Osprey Cove is a quiet gated community on Turnbull Bay with 2 cul de sacs, sidewalks, front porches, neighborhood get-togethers. Uniquely, one side of the street fronts the golf course and the other side fronts Turnbull Bay. Even though when you are home it may feel far from the hustle and bustle of the world, it is just a short drive to shopping, restaurants and pubs, and New Smyrna's beautiful beaches. The new nearby I-95/Pioneer Trail interchange, when completed, makes it easy to enjoy Port Orange and all its amenities too. This really is a must see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,520
Sqft
0.28 ac
Lot size
3
Garage
2003
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,117 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,117/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs New Smyrna Beach actives
$288 vs $383
Days on market
266 vs 68 typical
Where $288/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Mainland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Mainland — neighborhood snapshot
Population
3,009
Median age
61
Median income
$46,250
Median home value
$283,400
Avg household
2
Households w/ children
296
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2815 BAY SIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$311,500
5545 NEW CAMBRIDGE ROAD · same community
4 bd · 2 ba · 1,452 sqft · $215/sqft · 14 DOM
Sold · Jul ’26$307,000
5650 NEW CAMBRIDGE ROAD · same community
3 bd · 2 ba · 1,292 sqft · $238/sqft · 7 DOM
Sold · Jan ’26$950,000
431 GLENEAGLES DRIVE
4 bd · 3 ba · 2,516 sqft · $378/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2815 BAY SIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2815 BAY SIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2815 BAY SIDE DRIVE FAQs
What would the monthly payment be for 2815 BAY SIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,117/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2815 BAY SIDE DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2815 BAY SIDE DRIVE?+
The most recent tax bill on record (2025) was $8,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2815 BAY SIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $725,000, this home is listed about 41% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2815 BAY SIDE DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$725,000 runs 96% above the NEW SMYRNA BEACH 32168 median — but at 2,520 sqft it's also 53% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
266 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $750,000, now $725,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Terri Jackson. MLS #NS1086555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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