David Ramirez
$715,000$750,0004 bd3 ba2,267 sqft$315 /sqft$5,329 /mo all-in ↓

13422 SAW PALM CREEK TRAIL, LAKEWOOD RANCH, FL, 34211

Active74 days on marketListed Jun 6, 2026MLS #N6144550

Reduced $35KWaterfrontPrivate poolSingle Family ResidenceSAVANNA AT LAKEWOOD RANCH PH I

About this home

13422 SAW PALM CREEK TRAIL

MOTIVATED SELLER!! BRING US AN OFFER!!! Stunning Lakefront Pool Home in Savanna at Lakewood Ranch Welcome to this beautifully maintained 4-bedroom, 3-bathroom lakefront pool home located in the highly desirable, maintenance-free gated community of Savanna in Lakewood Ranch. Designed for both comfortable living and effortless entertaining, this home features an open-concept floor plan with spacious living areas and breathtaking lake views. The heart of the home is the expansive kitchen, complete with granite countertops, stainless steel appliances, a gas stove, and abundant cabinetry. Large pocket sliding glass doors seamlessly connect the indoor living space to the outdoor oasis, where you'll find a heated saltwater pool and spa overlooking the serene lake. The private primary suite offers a luxurious retreat with a large custom walk-in closet and spa-like bath. The beautifully landscaped, fenced backyard provides privacy while showcasing picturesque waterfront views. Additional upgrades include a newer Bosch air conditioning system with UV filtration and automatic drain line cleaner, a tankless hot water heater, and a freshly painted oversized 3-car garage. Residents of Savanna enjoy an exceptional array of resort-style amenities, including a community pool, fitness center, clubhouse, dog park, basketball court, and playground. Conveniently located near top-rated schools, shopping, dining, golf courses, and everything that makes Lakewood Ranch one of the nation's premier master-planned communities, this exceptional property offers the perfect blend of luxury, comfort, and lifestyle. This home is offered partially furnished for buyers' convenience!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,267

Sqft

0.2 ac

Lot size

3

Garage

2017

Year built

One

Levels

$315

Per sqft

Private poolWaterfrontPool & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$302/mo
Taxes (2024)$8,892/yr
PetsYes
CommunityClubhouse · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Recycled · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,329 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property tax — 2024 actual bill$741
HOA fee — from the listing$302
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,500
Interest rate6.00%
Loan term

Estimated payment

$5,329/mo

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property taxes (actual bill)$741
HOA / condo fee$302
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $715K
$684KedgeAI estimate $777,397 · range $712K$924K$960K

vs edgeAI estimate

−8%

$/sqft vs Lakewood Ranch actives

$315 vs $274

Days on market

74 vs 52 typical

Where $315/sqft sits among the 260 Lakewood Ranch actives

94
82 · this home
31
16
14
23
$199–259$259–318$318–377$377–437$437–496$496+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Savanna At Lakewood Ranch

Map of 13422 SAW PALM CREEK TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Savanna At Lakewood Ranch — neighborhood snapshot

Population

1,409

Median age

41

Median income

$162,757

Median home value

$648,100

Avg household

3

Households w/ children

160

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market2.1 months of inventoryBuyer’s market

$577K$600K

Lakewood Ranch median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

119 of 260

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $715,000 $35K
Jun 6, 2026Listed at $750,000 · 74 days on market since
2017Built · SAVANNA AT LAKEWOOD RANCH PH I

Reality check

What actually sold near 13422 SAW PALM CREEK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13422 SAW PALM CREEK TRAILSold · Aug ’25

$739,000

13422 SAW PALM CREEK TRAIL · same community

4 bd · 3 ba · 2,267 sqft · $326/sqft · 26 DOM

13627 AMERICAN PRAIRIE PLACESold · Oct ’25

$550,000

13627 AMERICAN PRAIRIE PLACE · same community

4 bd · 2 ba · 2,268 sqft · $243/sqft · 313 DOM

13820 AMERICAN PRAIRIE PLACESold · Jun ’26

$715,000

13820 AMERICAN PRAIRIE PLACE · same community

4 bd · 2 ba · 2,109 sqft · $339/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13422 SAW PALM CREEK TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13422 SAW PALM CREEK TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

13422 SAW PALM CREEK TRAIL FAQs

What would the monthly payment be for 13422 SAW PALM CREEK TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,329/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13422 SAW PALM CREEK TRAIL?+

The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13422 SAW PALM CREEK TRAIL?+

The most recent tax bill on record (2024) was $8,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13422 SAW PALM CREEK TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $715,000, this home is listed about 19% above the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13422 SAW PALM CREEK TRAIL?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$715,000 runs 74% above the LAKEWOOD RANCH 34211 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $750,000, now $715,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Laurie Shaffer. MLS #N6144550.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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