David Ramirez
$774,000$779,0003 bd2 ba2,321 sqft$333 /sqft$5,729 /mo all-in ↓

13853 SIENA LOOP, LAKEWOOD RANCH, FL, 34202

Active162 days on marketListed Feb 11, 2026MLS #A4666855

Reduced $5KWaterfrontPrivate poolSingle Family ResidenceLAKEWOOD RANCH COUNTRY CLUB VILLAGE R&S

About this home

13853 SIENA LOOP

This beautifully appointed three-bedroom, two-bath plus office, maintenance-free Neal-built home offers serene water views and is ideally in the prestigious Lakewood Ranch Country Club, just one block from the main clubhouse. Designed for effortless Florida living, the home blends refined upgrades with a prime golf course community lifestyle. A newly painted exterior, manicured landscaping and a paver walkway welcome you to this beautiful home. Inside, the residence showcases thoughtful enhancements throughout, including new designer light fixtures, tile, and luxury vinyl flooring that add warmth and timeless appeal. Architectural arches, double glass doors, and pocketing sliding glass doors enhance the open, airy design while creating a seamless transition between indoor and outdoor living spaces. The spacious great room features high ceilings with tray detailing, abundant natural light and pocketing sliders that open to the lanai, making it ideal for entertaining and everyday living. Just off the great room, a private home office with French doors provides a quiet and functional workspace. At the heart of the home, the chef’s kitchen is stylish and functional, featuring abundant wood cabinetry, newly updated appliances, and generous counter space designed for cooking and entertaining. A charming eat-in breakfast nook offers a spot for casual dining while enjoying views of the outdoor living area, making this kitchen a welcoming hub for daily living and gatherings alike. The primary suite serves as a peaceful retreat, complete with French doors leading to the lanai and an en-suite bath featuring double vanities, a garden tub and a large walk-in shower. Two additional bedrooms and a guest bath offer comfortable accommodations for family and visitors. Go outside to the expansive covered lanai, ideal for outdoor dining or relaxing while enjoying tranquil water views. The saltwater heated pool overlooks the picturesque pond, creating a private backyard oasis. Recent upgrades include washer and dryer, recently installed HVAC and water heater, and a re-screened lanai. Residents of Lakewood Ranch Country Club enjoy access to exceptional amenities including championship golf, tennis, pickleball, a fitness and wellness center, resort-style pools, and multiple dining and social options. Ideally in one of America’s top-selling planned communities with A-rated schools, this home is just minutes from UTC shopping and dining, SRQ Airport, and a short drive to downtown Sarasota and world-class Gulf beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,321

Sqft

0.18 ac

Lot size

2

Garage

2005

Year built

One

Levels

$333

Per sqft

Private poolWaterfrontWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$175/mo
Taxes (2023)$11,125/yr
PetsCats OK, Dogs OK, Number Limit
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,729 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,176
PMI (est., until 20% equity)$290
Property tax — 2023 actual bill$927
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,400
Interest rate6.00%
Loan term

Estimated payment

$5,729/mo

Principal & interest$4,176
PMI (est., until 20% equity)$290
Property taxes (actual bill)$927
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $774K
$743KedgeAI estimate $850,998 · range $786K$921K$957K

vs edgeAI estimate

−9%

Days on market

162 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch Country Club

Map of 13853 SIENA LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Lakewood Ranch Country Club — neighborhood snapshot

Population

3,653

Median age

66

Median income

$132,549

Median home value

$650,811

Avg household

2

Households w/ children

190

For the school run

Manatee County School District

MiddleR. Dan Nolan Middle School★★★★
ElementaryRobert Willis Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$577K$615K

Lakewood Ranch median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $774,000 $5K
Feb 11, 2026Listed at $779,000 · 162 days on market since
2005Built · LAKEWOOD RANCH COUNTRY CLUB VILLAGE R&S

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13853 SIENA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13853 SIENA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13853 SIENA LOOP FAQs

What would the monthly payment be for 13853 SIENA LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,729/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13853 SIENA LOOP?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13853 SIENA LOOP?+

The most recent tax bill on record (2023) was $11,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13853 SIENA LOOP?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $774,000, this home is listed about 23% above the Lakewood Ranch median of $630,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13853 SIENA LOOP?+

R. Dan Nolan Middle School (middle), Robert Willis Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$774,000 runs 19% above the LAKEWOOD RANCH 34202 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

162 days on market against a Lakewood Ranch median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

R. Dan Nolan Middle School, Robert Willis Elementary School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $779,000, now $774,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Laura Stavola Pllc. MLS #A4666855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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