David Ramirez
$1,550,0003 bd2.5 ba2,596 sqft$597 /sqft$9,900 /mo all-in ↓

10460 MARION STREET, ENGLEWOOD, FL, 34224

Active70 days on marketListed May 29, 2026MLS #N6144490

WaterfrontPrivate poolSingle Family ResidencePALM POINT

About this home

10460 MARION STREET

Stunning waterfront living with breathtaking Lemon Bay sunset views with no bridges to the Gulf. This unique 3-story home in the quiet neighborhood of Palm Point delivers the full coastal lifestyle with 90' of saltwater canal frontage, a concrete seawall, and a 40' wood dock complete with a fish cleaning station, water, and electric. Two 7,500 lb boat lifts with brand new motors sit on either end of the waterfront, ready for your fleet. Step inside through the grand double door entrance where dual staircases merge into one and welcome you into an impressive foyer. The main living level features a spacious great room with soaring views through two large pocket sliding doors that open to a large balcony (12'x48') spanning the width of the home overlooking the water with great views of the bay. The large kitchen boasts new stainless steel appliances including a beautiful range, dishwasher, and refrigerator, plus a peninsula bar with plenty of room for dining and entertaining. Two guest bedrooms are split by a spacious guest bathroom, and an inside utility room with washer and dryer adds everyday convenience. The third floor is your private retreat with a primary bedroom featuring impact resistant PGT windows and French doors opening to a private balcony (7'x16') with direct Lemon Bay views. The primary bathroom is beautifully tiled with a glass enclosure and connects to a huge walk-in closet. Outside, the balcony staircase leads down to a resort style pool and spa deck featuring a gunite poured concrete pool installed in 2022, open deck space, and full fencing for privacy. The ground level has a massive bonus room between the two garages has been finished with a half bath and large living space with endless oppurtunties (man cave) with sliding doors out to the pool area, perfect for a bar, media room, or flex space. Parking is a dream with two garage bays with an epoxy finished flooring. One is double length with room for two vehicles, and the other offers space for an additional car, golf cart, and fishing gear. Two driveways lined with beautiful palm trees and landscaping lead to each side. Built to last with a concrete slab foundation, block exterior walls with stucco on the first floor, poured concrete second floor, and framed upper floors with vinyl siding. Recent upgrades include: HVAC unit replaced (2023, 2 zone system serviced regularly), hot water heater (2023), septic tank (2023), pool and spa pumps (2024), Rain Bird irrigation system (2022), third floor soffits (2023), and impact resistant PGT windows and French doors in the primary suite. Two zoned HVAC keeps every level comfortable. This is true Florida waterfront living at its best. Sunsets, boating, fishing, and entertaining all from your own backyard.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,596

Sqft

0.23 ac

Lot size

3

Garage

2003

Year built

Three Or More

Levels

$597

Per sqft

Private poolWaterfrontPool & Water viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Dumbwaiter · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
ViewPool · Water
FacesEast
ParkingBath In Garage · Converted Garage · Driveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · Split Garage · Tandem · Under Building
ExteriorBalcony · French Doors · Irrigation System · Private Entrance · Private Mailbox · Private Yard · Rain Barrel/Cistern(s) · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$9,535/yr

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Public · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,900 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$795
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate6.00%
Loan term

Estimated payment

$9,900/mo

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property taxes (actual bill)$795
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.2MedgeAI estimate $1,261,521 · range $1.3M$1.3M$1.6M

vs edgeAI estimate

+22.9%

$/sqft vs PALM POINT

$597 vs $586

Days on market

70 vs 68 typical

Where $597/sqft sits among the 6 homes for sale in PALM POINT

3
2 · this home
0
0
0
1
$417–536$536–655$655–774$774–893$893–1012$1012+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 10460 MARION STREET

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

4 of 6

PALM POINT have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1642% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

May 29, 2026Listed at $1,550,000 · 70 days on market since
2003Built · PALM POINT

Reality check

What actually sold near 10460 MARION STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

90 WINDING RIVER LANESold · Jun ’26

$650,000

90 WINDING RIVER LANE · same community

3 bd · 3 ba · 2,557 sqft · $254/sqft · 170 DOM

10476 BOYETTE STREETSold · Jun ’26

$1,350,000

10476 BOYETTE STREET · same community

3 bd · 3 ba · 2,390 sqft · $565/sqft · 144 DOM

5114 Laird Lane, Jupiter FL 33458Sold · Sep ’25

$1,090,000

5114 Laird Lane, Jupiter FL 33458 · same community

3 bd · 2 ba · 2,202 sqft · $495/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10460 MARION STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10460 MARION STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

10460 MARION STREET FAQs

What would the monthly payment be for 10460 MARION STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10460 MARION STREET?+

The most recent tax bill on record (2025) was $9,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $1,550,000, this home is listed about 325% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10460 MARION STREET?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,550,000 runs 1642% above the ENGLEWOOD 34224 median — but at 2,596 sqft it's also nearly twice the size of the typical Englewood listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Cole Murray. MLS #N6144490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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