David Ramirez
$989,999$1,350,000$6,801 /mo all-in ↓

10484 RAYMOND STREET, ENGLEWOOD, FL, 34224

Active211 days on marketListed Jan 11, 2026MLS #D6145525

Reduced $360KWaterfrontPALM POINT

About this home

10484 RAYMOND STREET

Unique opportunity to own a cleared .46-acre buildable DOUBLE LOT in Palm Point with DIRECT ACCESS to the ICW and Gulf with NO bridges to navigate by boat! This is not just vacant lots on a canal… Lot 9 comes with your own Private BOAT RAMP, a DOCK, a Boat LIFT and WATERFRONT shoreline featuring professionally installed riprap with a reinforced concrete cap, providing long-term erosion protection and a clean, finished appearance. The boat lift capacity is 12,000 to 15,000 lbs. with a new heavy duty hoist bottom and is supported by stainless steel pilings. Lot 8 has a new 90 Foot concrete SEAWALL and 5 new Mooring Pilings. This lot offers a generous BASIN with ample dockage for large watercraft up to about 40 Feet. Prefer to not own a boat and maybe rent out your boating spaces, there is no HOA to contend with in this nook of Englewood. Planning ahead and considering turning this amazing retreat into an AIRBNB? Your guests are steps away from the Cape Haze Marina and Freedom Boat Club and just minutes away by boat or in vehicle to numerous Tiki Bars, Restaurants, Live Entertainment, Fishing, Golfing and Beaches. Boating enthusiasts ...Don’t hesitate on this rare opportunity to design your ultimate waterfront retreat in Paradise! Amazing opportunity to design your new custom-built home on a blank slate. Plenty of room to add a circular driveway and angle the pool side of your home facing our stunning SW Florida sunsets. End your day by sitting on your sundeck or taking a sunset boat ride out to Stump Pass. Love privacy and wildlife? On the frontside of your property you are facing Raymond Street. Embrace the serene woodlands and the sounds of nature. This land is located at the end of owned of a local golf course. Make your offer soon!

Facts & features

The home at a glance

0.46 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water
FacesNortheast

Community & fees

Taxes (2025)$11,131/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Electricity Available · Public · Water Available · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,801 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,342
PMI (est., until 20% equity)$371
Property tax — 2025 actual bill$928
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,000
Interest rate6.00%
Loan term

Estimated payment

$6,801/mo

Principal & interest$5,342
PMI (est., until 20% equity)$371
Property taxes (actual bill)$928
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Englewood

Map of 10484 RAYMOND STREET

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1012% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $989,999 $360K
Jan 11, 2026Listed at $1,350,000 · 211 days on market since

Reality check

What actually sold near 10484 RAYMOND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10452 RAYMOND STREETSold · Jan ’26

$420,000

10452 RAYMOND STREET · same community

2 bd · 1 ba · 950 sqft · $442/sqft · 170 DOM

10415 SW 154th Ct # 2, Miami FL 33196Sold · Jun ’26

$375,000

10415 SW 154th Ct # 2, Miami FL 33196 · same community

2 bd · 1.5 ba · 1,050 sqft · $357/sqft · 17 DOM

2517 DAFFADIL TERRACESold · Apr ’26

$250,000

2517 DAFFADIL TERRACE · same community

3 bd · 2 ba · 1,097 sqft · $228/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10484 RAYMOND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10484 RAYMOND STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10484 RAYMOND STREET FAQs

What would the monthly payment be for 10484 RAYMOND STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10484 RAYMOND STREET?+

The most recent tax bill on record (2025) was $11,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $989,999, this home is listed about 175% above the Englewood median of $359,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10484 RAYMOND STREET?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$989,999 runs 1012% above the ENGLEWOOD 34224 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

211 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,350,000, now $989,999 — a $360K cut. The full history is in the market section below.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Tina Evans. MLS #D6145525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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