12168 GROSSPOINT AVENUE, PORT CHARLOTTE, FL, 33981
Active72 days on marketListed May 29, 2026MLS #N6144485
About this home
12168 GROSSPOINT AVENUE
Built in 2020 and located in the Flood Zone X according to FEMA mapping, this four-bedroom home offers peace of mind and modern features. With a two-car garage, a private fenced yard and 1,485 square feet of living space, the layout feels open, bright and comfortable. The kitchen features beautiful quartz countertops and stainless steel appliances, while a spacious walk-in closet in the primary bedroom and plenty of storage throughout provide excellent storage. Tile flooring runs throughout the main living areas for easy maintenance, while the bedrooms feature luxury vinyl flooring that adds quality and style. Hurricane shutters offer added protection and convenience during hurricane season, and the newer construction means less worry and more time to simply enjoy your home. Conveniently near shopping, dining, beaches, and everyday essentials, this home is ready for its next owner to move right in and make it their own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,485
Sqft
0.22 ac
Lot size
2
Garage
2020
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Port Charlotte actives
$185 vs $208
Days on market
72 vs 60 typical
Where $185/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
187 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 596% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12168 GROSSPOINT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$366,000
4225 HOLBEIN STREET · same community
3 bd · 2 ba · 2,189 sqft · $167/sqft · 8 DOM
Sold · May ’26$285,000
6211 TEDDER STREET
3 bd · 2 ba · 1,485 sqft · $192/sqft · 2 DOM
Sold · Aug ’25$239,900
6596 THORMAN ROAD
3 bd · 2 ba · 1,494 sqft · $161/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12168 GROSSPOINT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12168 GROSSPOINT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12168 GROSSPOINT AVENUE FAQs
What would the monthly payment be for 12168 GROSSPOINT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12168 GROSSPOINT AVENUE?+
The most recent tax bill on record (2025) was $4,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $275,000, this home is listed about 17% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 12168 GROSSPOINT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Beth Sargent. MLS #N6144485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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