12117 SHELLNUT AVENUE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Jul 27, 2026MLS #C7528896
About this home
12117 SHELLNUT AVENUE
Under Construction. The Indigo floorplan is a smart and stylish 3-bedroom, 2-bathroom home with 1,309 square feet of living space, designed for modern living. Perfect for first-time homebuyers, small families, or those looking to right-size, this home combines comfort, functionality, and affordability. This home includes ceramic tile floors throughout the main living areas and comes equipped with quartz countertops plus a rear covered lanai. Step through the covered entryway into a welcoming foyer that leads into the heart of the home. The open-concept kitchen, dining area, and great room create a spacious and inviting atmosphere perfect for both everyday living and entertaining. The kitchen features a convenient pantry, modern cabinetry, and a layout that keeps everything within easy reach and ideal for meal prep and family gatherings. The Indigo offers a thoughtful split-bedroom design, giving the Owner’s Suite privacy from the other bedrooms. On one side of the home, you’ll find two secondary bedrooms and a shared full bathroom, complete with a hallway linen closet for extra storage. This area is perfect for guests, roommates or a home office setup. Built with CBS construction, this home incorporates energy-smart features throughout. These including a digital thermostat, energy-efficient A/C system, roof vents/soffits for attic ventilation and dual pane windows. This home includes a 1-year transferable builder warranty and a 10-year structural warranty.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,309
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Port Charlotte actives
$231 vs $208
Days on market
1 vs 56 typical
Where $231/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
171 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 655% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12117 SHELLNUT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$366,000
4225 HOLBEIN STREET · same community
3 bd · 2 ba · 2,189 sqft · $167/sqft · 8 DOM
Sold · May ’26$350,000
6184 CATALAN STREET
3 bd · 2 ba · 1,283 sqft · $273/sqft · 22 DOM
Sold · Jun ’26$216,000
11130 ROCKWELL AVENUE
2 bd · 1 ba · 1,344 sqft · $161/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12117 SHELLNUT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12117 SHELLNUT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12117 SHELLNUT AVENUE FAQs
What would the monthly payment be for 12117 SHELLNUT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12117 SHELLNUT AVENUE?+
The most recent tax bill on record (2025) was $505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12117 SHELLNUT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $301,990, this home is listed about 10% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12117 SHELLNUT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOLIDAY BUILDERS GULF COAST · Trish Lohela. MLS #C7528896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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