122 CLEAR LAKE DRIVE, ENGLEWOOD, FL, 34223
Active69 days on marketListed May 28, 2026MLS #N6144405
About this home
122 CLEAR LAKE DRIVE
A TROPICAL ESCAPE with COASTAL INSPIRED DÉCOR & NAUTICAL ACCENTS CAPTURE the RELAXED CHARM of THIS “STAY-CATION” HOME. Experience the best of the Florida lifestyle in the gated community of Stillwater — a peaceful, beautifully maintained neighborhood known for its oversized homesites, privacy, sidewalks, and convenient location near everything that makes Southwest Florida so desirable. Residents enjoy the comfort of a smaller, upscale gated community atmosphere while being just minutes from Gulf beaches, championship golf, shopping, dining, medical facilities, and the nearby YMCA. -This gated community continues to be highly sought after for it’s blend of security, low-traffic streets, and active Florida lifestyle appeal. SET on a beautifully landscaped 18,730 sq. ft. lot, this meticulously maintained tropical retreat offers 2,229 sq. ft. of thoughtfully designed living space with 3 bedrooms, 2 baths, a 2-car garage, and an inviting heated pool/Water Fall, and lanai area designed for year-round enjoyment. From the moment you ENTER, the open-concept floor plan welcomes you with soaring volume ceilings, abundant natural light, and oversized 8-foot sliding glass doors that seamlessly blend indoor and outdoor living. The spacious great room opens beautifully to the lanai and sparkling pool area, creating the ideal setting for entertaining guests or simply relaxing in your own private oasis. The KITCHEN is both stylish and functional, featuring abundant cabinetry, Corian countertops, enhanced tile backsplash, breakfast bar seating, pantry storage, a newer refrigerator, and a sunny breakfast nook overlooking the expansive backyard. Just off the kitchen is a convenient bonus pantry with built-in cabinetry —The FORMAL dining room and bright FORMAL living room add elegance and flexibility to the home’s design, while the expanded family room — showcases impressive custom cabinetry that adds warmth, character, and timeless appeal. The spacious PRIMARY suite serves as a relaxing retreat with tray ceilings, two walk-in closets including one oversized walk-in, and a luxurious ensuite bath featuring dual vanities, a garden tub, and Roman shower. GUEST bedrooms offer comfort and privacy with soothing designer-inspired finishes throughout. STEP OUTSIDE and discover your own slice of paradise. The expansive screened lanai and HEATED POOL area are surrounded by lush tropical landscaping and an oversized backyard that offers Exceptional privacy — perfect for outdoor dining, entertaining, or simply soaking up the Florida sunshine. Additional highlights include; NEW stone-coated steel roof with exceptional durability-transferable 50-year warranty; -Hurricane Roll-down Shutters Spacious laundry room with utility sink and storage- Large private homesite with room to garden and enjoy outdoor living- Sidewalk-lined streets perfect for morning walks and evening strolls -Minutes to beaches, golf courses, dining, shopping, and medical facilities -This exceptional residence captures the essence of luxury Florida living -where tropical beauty, comfort, privacy, & community come together in one extraordinary home. Furniture is newer and available on separate Bill of Sale.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,229
Sqft
0.43 ac
Lot size
2
Garage
2005
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs STILLWATER
$251 vs $242
Days on market
69 vs 68 typical
Where $251/sqft sits among the 7 homes for sale in STILLWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stillwater
Get to know Englewood. See the full Englewood guide →
Stillwater — neighborhood snapshot
Population
340
Median age
70
Median income
$77,995
Median home value
$437,100
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
3 of 7
STILLWATER have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 CLEAR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$449,950
117 ABERCROMBIE AVENUE · same community
3 bd · 2 ba · 2,281 sqft · $197/sqft · 228 DOM
Sold · Mar ’26$565,000
105 ABERCROMBIE AVENUE · same community
3 bd · 2 ba · 2,167 sqft · $261/sqft · 85 DOM
Sold · May ’26$570,000
210 LAKE VICTORIA COURT · same community
3 bd · 2 ba · 2,152 sqft · $265/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 122 CLEAR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 CLEAR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
122 CLEAR LAKE DRIVE FAQs
What would the monthly payment be for 122 CLEAR LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,358/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 122 CLEAR LAKE DRIVE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 122 CLEAR LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 122 CLEAR LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $559,500, this home is listed about 54% above the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 122 CLEAR LAKE DRIVE?+
Lemon Bay High School (high), Englewood Elementary School (elementary), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,500 runs 44% above the ENGLEWOOD 34223 median — but at 2,229 sqft it's also 51% larger than the typical Englewood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lemon Bay High School, Englewood Elementary School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $574,600, now $559,500 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Bob Lorence. MLS #N6144405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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