872 CLEAR LAKE DRIVE, ENGLEWOOD, FL, 34223
Active126 days on marketListed Mar 30, 2026MLS #D6146809
About this home
872 CLEAR LAKE DRIVE
Experience refined living in this fully furnished residence located within the exclusive gated community of Stillwater. This impeccably cared-for 3-bedroom, 2-bathroom home spans 2,181 square feet of thoughtfully designed living space, set on an expansive 15,000 square foot lot with impressive curb appeal. A striking leaded glass front door welcomes you into an interior defined by high ceilings and abundant natural light, creating a bright and airy ambiance throughout. The updated kitchen is a standout feature, showcasing rich hardwood cabinetry, granite countertops, a stylish backsplash, and stainless-steel appliances—perfect for both everyday living and entertaining. The primary suite serves as a private retreat, featuring an en suite bathroom with an elegant freestanding soaking tub, an oversized open tile shower, and dual walk-in closets complete with custom organizers. The sizable guest bedrooms are thoughtfully positioned and share a beautifully renovated bathroom with a sleek, modern walk-in shower conveniently located between them. Throughout the home, attention to detail and quality finishes create a seamless blend of comfort and functionality. Step outside to the screened lanai, where a decorative water fountain enhances the tranquil setting. The secluded, tree-lined backyard offers exceptional privacy, making it an ideal space for relaxing or hosting guests. Ideally located, the home provides easy access to fitness centers, dining, and shopping, as well as nearby historic districts known for their charming boutiques, live entertainment, and vibrant community atmosphere. Just a short drive away, the Gulf beaches offer breathtaking scenery and endless opportunities to enjoy the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,181
Sqft
0.34 ac
Lot size
2
Garage
2006
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,227 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,227/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs STILLWATER
$252 vs $242
Days on market
126 vs 67 typical
Where $252/sqft sits among the 8 homes for sale in STILLWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stillwater
Get to know Englewood. See the full Englewood guide →
Stillwater — neighborhood snapshot
Population
340
Median age
70
Median income
$77,995
Median home value
$437,100
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
3 of 8
STILLWATER have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 872 CLEAR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$565,000
105 ABERCROMBIE AVENUE · same community
3 bd · 2 ba · 2,167 sqft · $261/sqft · 85 DOM
Sold · May ’26$570,000
210 LAKE VICTORIA COURT · same community
3 bd · 2 ba · 2,152 sqft · $265/sqft · 187 DOM
Sold · Dec ’25$500,000
677 LAGOON DRIVE · same community
4 bd · 2 ba · 2,083 sqft · $240/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 872 CLEAR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 872 CLEAR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
872 CLEAR LAKE DRIVE FAQs
What would the monthly payment be for 872 CLEAR LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,227/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 872 CLEAR LAKE DRIVE?+
The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 872 CLEAR LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 872 CLEAR LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $549,000, this home is listed about 50% above the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 872 CLEAR LAKE DRIVE?+
Lemon Bay High School (high), Englewood Elementary School (elementary), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 42% above the ENGLEWOOD 34223 median — but at 2,181 sqft it's also 47% larger than the typical Englewood listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Lemon Bay High School, Englewood Elementary School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $565,000, now $549,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Karin Dubbs. MLS #D6146809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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