12387 MINOT AVENUE, PORT CHARLOTTE, FL, 33981
Active108 days on marketListed Apr 27, 2026MLS #N6143991
About this home
12387 MINOT AVENUE
Brand new salt-water canal front custom home with Gulf access and wide water views, ideally positioned **less than 600 feet from the Myakka River** for quick, easy access to open water. This newly completed home offers a spacious and flexible layout with 4 bedrooms, 3 full bathrooms, plus a versatile bonus space on the first floor that can be used as an office, gym, or additional bedroom. The first-floor primary suite provides privacy and convenience, while upstairs features 3 additional bedrooms along with a spacious second-floor open flex area offering multiple zones, allowing for a variety of uses such as a media space, home office, fitness area, or additional sleeping accommodations—perfect for guests or extended stays. The main living space is open and functional, connecting the great room, dining area, and kitchen. The kitchen is well appointed with quartz countertops, a large center island, shaker-style cabinetry with 42” upper cabinets, butler's pantry, closet pantry too, and a full Frigidaire appliance package. Quality finishes and thoughtful design are evident throughout, including luxury vinyl plank flooring, upgraded ceiling fans, tall ceilings, faux wood window blinds, and clean, modern lines. Impact-rated windows and sliding glass doors provide added protection and peace of mind. Outdoor living is a standout feature here. A balcony off the main great room and a second-floor balcony off the upper-level bonus room both offer eye-catching water views, with the upper balcony capturing expansive views of Myakka River and stunning sunrise/sunset skies, an ideal place to unwind at the end of the day. Step outside to your private dock with Kayak launch and enjoy the benefits of a concrete seawall, offering both durability and ease of waterfront maintenance. With less than 600 feet to Myakka River, you can be out to open water in moments. This home also offers an impressive amount of storage, including a spacious laundry room and an oversized garage with dedicated golf cart storage in addition to room for vehicles and equipment. Additional features include public water service and septic. Located approximately 11 miles from Englewood Beach, with optional access to a nearby community park and boat ramp, this home works well as a full-time residence, seasonal retreat, or investment opportunity. If you’ve been waiting for an expansive new waterfront home with truly immediate access to open water and exceptional sunrise/sunset views, this is one to see. **Listed below appraised value of $915K**
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,587
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,843 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,843/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.1%
$/sqft vs PORT CHARLOTTE SEC 060
$300 vs $298
Days on market
108 vs 60 typical
Where $300/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1887% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12387 MINOT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$485,000
12411 COLE AVENUE · same community
3 bd · 2 ba · 2,527 sqft · $192/sqft · 236 DOM
Sold · May ’26$495,000
12403 COLE AVENUE · same community
3 bd · 3 ba · 2,496 sqft · $198/sqft · 19 DOM
Sold · Apr ’26$699,000
3069 STONE STREET · same community
3 bd · 2 ba · 2,444 sqft · $286/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12387 MINOT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12387 MINOT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12387 MINOT AVENUE FAQs
What would the monthly payment be for 12387 MINOT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,843/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12387 MINOT AVENUE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12387 MINOT AVENUE?+
The most recent tax bill on record (2025) was $2,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12387 MINOT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $775,000, this home is listed about 135% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12387 MINOT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 1887% above the PORT CHARLOTTE 33981 median — but at 2,587 sqft it's also 58% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $898,000, now $775,000 — a $123K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Daralyn Duquette. MLS #N6143991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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