3025 CURRY TERRACE, PORT CHARLOTTE, FL, 33981
Active218 days on marketListed Dec 30, 2025MLS #C7519362
About this home
3025 CURRY TERRACE
Welcome to your slice of waterfront paradise at 3025 Curry Terrace in Port Charlotte, where comfort, style, and boating lifestyle come together on a beautiful oversized lot just over a quarter acre. This impeccably maintained 2-bedroom, 2-bath, 2-car garage pool home is perfectly positioned on a scenic canal with direct access to the Myakka River, making it a dream for boaters, anglers, and anyone who loves waterfront living. Step inside to a bright and airy floor plan filled with natural light and inviting spaces designed for both everyday living and entertaining. The home features newer appliances, offering a modern and efficient kitchen setup that flows seamlessly into the main living areas. Whether you’re enjoying a quiet morning coffee or hosting friends, the layout makes the most of both indoor and outdoor living. Out back, your private oasis awaits. The sparkling screened pool overlooks tranquil water views, creating the perfect backdrop for relaxing afternoons, sunset swims, or weekend gatherings. The property is equipped with a newer 10,000-lb boat lift, making it easy to head out for a day on the water or cruise straight into the Myakka River and beyond. Peace of mind comes standard with a roof that’s only three years old and hurricane shutters for added storm protection. The spacious yard offers plenty of room for pets, gardening, or future outdoor enhancements, all while enjoying the privacy and space that this oversized lot provides. Located in a desirable Port Charlotte waterfront neighborhood, this home offers the ideal balance of quiet coastal living with convenient access to shopping, dining, golf, beaches, and nearby boating destinations. Whether you’re searching for a full-time residence, a winter retreat, or a boating getaway, 3025 Curry Terrace delivers the ultimate Florida lifestyle — upgraded, move-in ready, and set on beautiful, navigable water.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,338
Sqft
0.28 ac
Lot size
2
Garage
1992
Year built
One
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.7%
$/sqft vs PORT CHARLOTTE SEC 060
$389 vs $298
Days on market
218 vs 59 typical
Where $389/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1233% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3025 CURRY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$272,000
4124 DRIVER LANE · same community
2 bd · 2 ba · 1,329 sqft · $205/sqft · 54 DOM
Sold · Jul ’26$415,000
12362 KNEELAND TERRACE · same community
2 bd · 2 ba · 1,326 sqft · $313/sqft · 131 DOM
Sold · Sep ’25$300,000
2467 HERRON TERRACE · same community
2 bd · 2 ba · 1,326 sqft · $226/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3025 CURRY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3025 CURRY TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3025 CURRY TERRACE FAQs
What would the monthly payment be for 3025 CURRY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3025 CURRY TERRACE?+
The most recent tax bill on record (2024) was $7,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3025 CURRY TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $520,000, this home is listed about 58% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3025 CURRY TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$520,000 runs 1233% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
218 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $530,000, now $520,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7519362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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