
1401 S MCCALL ROAD UNIT 104B, ENGLEWOOD, FL, 34223
Active106 days on marketListed Apr 23, 2026MLS #N6143987
About this home
1401 S MCCALL ROAD UNIT 104B
Water views, boats, and breezes—this is the Florida lifestyle you’ve been waiting for. Partially furnished with higher-end finishes and furnishings, and perfectly positioned on the water, this beautifully updated 2-bedroom, 2-bath first-floor condo offers 1,087 square feet of relaxed coastal living with serene views of Gottfried Creek. Enjoy direct boating access to Lemon Bay and the Gulf waters with only one fixed bridge, plus community boat slips available for vessels up to 20 feet (waitlist). Inside, the spacious layout opens into a large living room that flows effortlessly into the kitchen, creating an inviting and airy living space ideal for entertaining or relaxing. Three large sliding glass doors lead to the lanai, filling the home with natural light while showcasing beautiful water views. From the comfort of your living room, enjoy the soothing sounds of nearby water activities and the gentle rustle of palm fronds swaying in the coastal breeze. A built-in curio cabinet with a hidden compartment adds both charm and function to the living space. The kitchen is thoughtfully designed to impress, featuring granite countertops, rich wood cabinetry with convenient pull-out shelves, a striking glass tile backsplash, and stainless steel appliances including a brand-new refrigerator. Crown molding enhances both the dining area and the tray ceiling in the kitchen, adding an elegant architectural touch. An attached TV/DVD combo is perfectly positioned to be enjoyed from both the kitchen and dining areas, making everyday living and entertaining even more enjoyable. Step outside to your private screened lanai—the standout feature of this home. With expansive windows, a ceiling fan, and protective screening, this space is ideal for year-round enjoyment, allowing you to relax while taking in tranquil waterfront views and refreshing coastal breezes. The primary suite is generously sized and beautifully furnished, offering direct access to the lanai, a large walk-in closet, and an en-suite bath featuring quartz countertops and a beautifully tiled shower with stone pebble flooring for a spa-like feel. The guest bedroom and bathroom are equally impressive, showcasing beautiful wainscoting and chair rail detailing that elevate the space. The guest shower features an attractive large tile surround with decorative blue tile accents, unique stone flooring, and a rain showerhead—creating a stylish and relaxing retreat for visitors. Boating enthusiasts will appreciate the community boat slips (up to 20 feet, waitlist) with access via Gottfried Creek, offering one fixed bridge en route to Lemon Bay and the Gulf. As an added bonus, two kayaks convey with the sale, so you can begin exploring right away from the on-site launch. Additional conveniences include a covered parking space to keep your vehicle cool, along with a private, locked storage cage in the same area—perfect for storing beach gear and water toys. The community enhances your lifestyle with a heated pool, tennis courts, and a vibrant social calendar, creating a welcoming and active environment for residents. Whether you're seeking a full-time residence, seasonal retreat, or investment opportunity, this waterfront gem delivers the perfect blend of comfort, convenience, and elevated coastal charm.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,093
Sqft
0 ac
Lot size
1991
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,813 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs Englewood actives
$228 vs $239
Days on market
106 vs 68 typical
Where $228/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
179 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 S MCCALL ROAD UNIT 104B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$305,000
1401 S MCCALL ROAD UNIT 205B · same community
2 bd · 2 ba · 1,093 sqft · $279/sqft · 38 DOM
Sold · Oct ’25$320,000
1401 S MCCALL ROAD UNIT 201 B · same community
2 bd · 2 ba · 1,093 sqft · $293/sqft · 32 DOM
Sold · Nov ’25$530,000
2405 N BEACH ROAD UNIT 4
2 bd · 2 ba · 1,098 sqft · $483/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 S MCCALL ROAD UNIT 104B — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 S MCCALL ROAD UNIT 104B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1401 S MCCALL ROAD UNIT 104B FAQs
What would the monthly payment be for 1401 S MCCALL ROAD UNIT 104B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,813/mo — principal and interest, the actual property-tax bill, the $720/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1401 S MCCALL ROAD UNIT 104B?+
The association fee works out to $720 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1401 S MCCALL ROAD UNIT 104B?+
The most recent tax bill on record (2025) was $4,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1401 S MCCALL ROAD UNIT 104B?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $249,000, this home is listed about 32% below the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 S MCCALL ROAD UNIT 104B?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34223 market on paper
$249,000 is 36% below the ENGLEWOOD 34223 median of $389,000, and at $228/sqft it sits under the Englewood average of $314.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $720/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Crystal Schwartz. MLS #N6143987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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