6115 SHEARWATER DRIVE, ENGLEWOOD, FL, 34224
Active136 days on marketListed Mar 21, 2026MLS #D6146605
About this home
6115 SHEARWATER DRIVE
Welcome Home to an exceptional Lakefront residence perfectly positioned on a quiet Cul-de-sac. Lemon Bay Isles Phase 3 is a sought after Community where you own the land by Fee Simple and pay no monthly maintenance fees. ********OWNER FINANCING IS A POSSIBILITY******* This is an opportunity not often seen. There is a rare carport built with 3 separate pads. The middle pad is a soaring 11' X 10'. Store you RV, Boat, Vehicles, golf carts and Whatever you want there. No need for expensive off-site storage FEES. From your Lanai there is a Rookery with fantastic views watching Florida's birds nestle in there along with other wildlife. The home has been updated with all The bells & Whistles: *new roof *expanded carport *new floors *totally renovated kitchen with quartz counter tops, stainless steel appliances and a breakfast bar with even more cabinets *fresh Florida-style lanai *updated windows *both bathrooms remodeled and more Lemon Bay Isles is known for its friendly atmosphere, pets are welcome and Golf carts are a way of life here. The annual fee for The Lakeside Clubhouse is just $600. There you have a heated pool and spa, pickleboard and shuffleboard Courts, tennis and more. Inside the Clubhouse Dinner Dances and Live Entertainment are offered, along with meeting your new friends with potluck dinners, coffee hour, card games and more. The Gulf Beaches are about 15 minutes away where you can walk across the street to a conveinence store, restaurants and live music and dancing. Englewood has public golf courses and public boat ramps. Selling As-Is, subject to Buyer's Approval. All information contained here is deemed reliable and to the best of our knowledge, but Buyer/Buyer's Agent should verify
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,372
Sqft
0.18 ac
Lot size
1988
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,014 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,014/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45%
$/sqft vs Englewood actives
$182 vs $240
Days on market
136 vs 68 typical
Where $182/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
182 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 6115 SHEARWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$6,650
8407 BUTTONQUAIL DRIVE · same community
2 bd · 2 ba · 1,380 sqft · $5/sqft · 126 DOM
Sold · Mar ’26$238,000
8455 NIGHTHAWK DRIVE · same community
2 bd · 2 ba · 1,144 sqft · $208/sqft · 94 DOM
Sold · Apr ’26$255,000
6070 SHEARWATER DRIVE · same community
3 bd · 2 ba · 1,751 sqft · $146/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6115 SHEARWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6115 SHEARWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6115 SHEARWATER DRIVE FAQs
What would the monthly payment be for 6115 SHEARWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,014/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6115 SHEARWATER DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6115 SHEARWATER DRIVE?+
The most recent tax bill on record (2025) was $2,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6115 SHEARWATER DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $249,900, this home is listed about 32% below the Englewood median of $365,910. The market section on this page shows how the area is trending.
Which schools are assigned to 6115 SHEARWATER DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$249,900 runs 212% above the ENGLEWOOD 34224 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
136 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Debra Walters. MLS #D6146605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 6115 SHEARWATER DRIVE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →