David Ramirez

170 MOCKINGBIRD LANE, ENGLEWOOD, FL, 34223

Active109 days on marketListed Apr 7, 2026MLS #N6143777

WaterfrontCHADWICK RESUB

About this home

170 MOCKINGBIRD LANE

Located on the highly desirable southern tip of MANASOTA KEY, which was recently named one of the Best Places to Retire by Travel & Leisure Magazine, 170 Mockingbird Lane presents a rare opportunity to own WATERFRONT property on one of only two CANALS serving this exclusive beachside community — a true boating paradise for anglers and shelling enthusiasts alike — with fast access to Stump Pass and the GULF. Situated on a generous 50’ x 160’ lot, this property features a 30’ PRIVATE BOAT BASIN and a newer SEAWALL installed in 2023, offering DIRECT ACCESS TO LEMON BAY and a short boat ride through deep water and mangroves to some of South West Florida’s best fishing. A few features you'll be sure to enjoy are the PRIVATE TEAK WOOD OUTDOOR SHOWER, canal side TEAK DOCK (8' x 15') and the convenient dockside hose bib , perfectly located so you can wash your boat and gear after a long day out on the water. Enjoy an incredible sunrise coffee from the dock and step onto your boat, kayak, or paddle board for an amazing day on the water. Take a short walk to Stump Pass State Park or across Manasota Beach Road to the neighborhood’s beautiful beach access for an incredible Florida sunset. The existing residence was a 2-bedroom, 2-bath home designed to capture incredible canal views with tropical landscaping and ample hardscape designed to enjoy tropical breezes and the relaxed charm of coastal living. The home was affected by the hurricanes of 2024 and is now ready to be restored to its former glory — or removed to make way for a new, elevated coastal contemporary masterpiece that maximizes views, outdoor living, and modern design. Whether you envision renovating the original footprint or building a brand-new waterfront retreat, the value here is in the prime canal-front location, protected boat basin, and new seawall — all in one of Manasota Key’s most coveted boating neighborhoods. Why pay expensive marina fees or monthly storage costs when you can keep your boat and trailer right at home for free? Enjoy the convenience of having it ready whenever you are — no extra bills, no long-term contracts, and no waiting on access. This is a rare chance to create your ideal waterfront lifestyle in a setting that truly captures the essence of Southwest Florida coastal living. As an added bonus, the two adjacent properties are also for sale by a separate land owner. Potential to combine the three lots certainly exists.

Facts & features

The home at a glance

0.18 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouth

Community & fees

Taxes (2025)$8,388/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,369 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,087
PMI (est., until 20% equity)$423
Property tax — 2025 actual bill$699
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $112,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $112,800
Interest rate6.00%
Loan term

Estimated payment

$7,369/mo

Principal & interest$6,087
PMI (est., until 20% equity)$423
Property taxes (actual bill)$699
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Englewood

Map of 170 MOCKINGBIRD LANE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 190% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Apr 7, 2026Listed at $1,128,000 · 109 days on market since

Reality check

What actually sold near 170 MOCKINGBIRD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1385 GULF BOULEVARD UNIT 10Sold · Jan ’26

$140,000

1385 GULF BOULEVARD UNIT 10

0 bd · 1 ba · 291 sqft · $481/sqft · 46 DOM

218 BAYO STREETSold · Mar ’26

$185,000

218 BAYO STREET

1 bd · 1 ba · 392 sqft · $472/sqft · 164 DOM

2295 N BEACH ROAD UNIT 409Sold · Jan ’26

$295,000

2295 N BEACH ROAD UNIT 409

1 bd · 1.5 ba · 504 sqft · $585/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 170 MOCKINGBIRD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 MOCKINGBIRD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

170 MOCKINGBIRD LANE FAQs

What would the monthly payment be for 170 MOCKINGBIRD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 170 MOCKINGBIRD LANE?+

The most recent tax bill on record (2025) was $8,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $1,128,000, this home is listed about 205% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 170 MOCKINGBIRD LANE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,128,000 runs 190% above the ENGLEWOOD 34223 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SHARK TOOTH REALTY · Caleb Frick. MLS #N6143777.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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