175 W BAY STREET, ENGLEWOOD, FL, 34223
Pending179 days on marketListed Feb 10, 2026MLS #N6142910
About this home
175 W BAY STREET
Rare FULL LEMON BAY VIEW in an excellent Englewood location! This cleared, oversized 0.4-acre lot offers full, unobstructed views of Lemon Bay, providing the perfect setting to build your dream home or develop as an income-producing property. 100 feet water frontage with concrete seawall. There is an existing garage on side of property. The parcel already has Englewood Water and Sewer hookups available, allowing you to save over $10,000 in Capital Capacity Charges. Zoned RMF-2 (Residential Multi-Family), this parcel offers outstanding flexibility for single-family, multi-family, or investment development. Enjoy breathtaking bay views, boating lifestyle potential. No Homeowner Association fees, No Deed Restrictions. Located within 3 miles of Englewood Beach and just a 3-minute drive to Historic Downtown Englewood, where you’ll find excellent dining, shopping, festivals, and entertainment. Downtown Dearborn easily accessible by bike, golf cart or a nice walk. Englewood is also home to multiple golf courses and world-class fishing. This property truly offers the best of Florida living!
Facts & features
The home at a glance
0.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,260
Median age
64
Median income
$60,523
Median home value
$320,216
Avg household
2
Households w/ children
124
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 175 W BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,110,000
780 S MCCALL ROAD · same community
3 bd · 2 ba · 2,511 sqft · $442/sqft · 147 DOM
Sold · Jan ’26$600,000
1490 HOMESTEAD DRIVE
2 bd · 2 ba · 1,014 sqft · $592/sqft · 0 DOM
Sold · Sep ’25$195,000
2985 N BEACH ROAD UNIT BV-5
2 bd · 2 ba · 1,025 sqft · $190/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 175 W BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 175 W BAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
175 W BAY STREET FAQs
What would the monthly payment be for 175 W BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 175 W BAY STREET?+
The most recent tax bill on record (2025) was $5,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 175 W BAY STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $450,000, this home is listed about 24% above the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 175 W BAY STREET?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$450,000 runs 16% above the ENGLEWOOD 34223 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
179 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $700,000, now $450,000 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Karen Lehmann. MLS #N6142910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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