David Ramirez
$299,000$349,9002 bd1,097 sqft$273 /sqft$2,196 /mo all-in ↓

25 1ST AVENUE, ENGLEWOOD, FL, 34223

Active309 days on marketListed Oct 1, 2025MLS #D6144049

Priced 23% below the ENGLEWOOD 34223 medianReduced $51KDuplexTYLER & DARLING ADD 01

About this home

25 1ST AVENUE

Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

Facts & features

The home at a glance

2

Bedrooms

1,097

Sqft

0.22 ac

Lot size

1

Garage

1971

Year built

$273

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Electric · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ParkingBath In Garage · Driveway · Garage Door Opener
ExteriorFenced · Lighting · Sliding Doors

Community & fees

Taxes (2025)$1,720/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Connected · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,196 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,196/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$273 vs $238

Days on market

309 vs 68 typical

Where $273/sqft sits among the 400 Englewood actives

170
111 · this home
61
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 25 1ST AVENUE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

178 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $51K
Oct 1, 2025Listed at $349,900 · 309 days on market since
1971Built · TYLER & DARLING ADD 01

Reality check

What actually sold near 25 1ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

780 S MCCALL ROADSold · Jul ’26

$1,110,000

780 S MCCALL ROAD · same community

3 bd · 2 ba · 2,511 sqft · $442/sqft · 147 DOM

1401 S MCCALL ROAD UNIT 201 BSold · Oct ’25

$320,000

1401 S MCCALL ROAD UNIT 201 B

2 bd · 2 ba · 1,093 sqft · $293/sqft · 32 DOM

1401 S MCCALL ROAD UNIT A 108Sold · Oct ’25

$260,000

1401 S MCCALL ROAD UNIT A 108

2 bd · 2 ba · 1,093 sqft · $238/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25 1ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 1ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

25 1ST AVENUE FAQs

What would the monthly payment be for 25 1ST AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,196/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25 1ST AVENUE?+

The most recent tax bill on record (2025) was $1,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25 1ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $299,000, this home is listed about 18% below the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 25 1ST AVENUE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34223 market on paper

$299,000 is 23% below the ENGLEWOOD 34223 median of $387,500, and at $273/sqft it sits under the Englewood average of $313.

02Time on market is leverage

309 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $349,900, now $299,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6144049.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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