5339 GULFPORT TERRACE, PORT CHARLOTTE, FL, 33981
Active283 days on marketListed Nov 4, 2025MLS #N6141229
About this home
5339 GULFPORT TERRACE
Modern Elegance Meets Coastal Comfort in Gulf Cove! TURN KEY!PRICE TO SELL! NOT FLOOD ZONE! 2 BEDROOM +PLUS OFFICE +2 BATH ! PUBLIC WATER!NO HOA NO CDD! Step into this custom-built, light-filled masterpiece that seamlessly blends modern design, functionality, and a touch of luxury. Located in the desirable Gulf Cove community, this brand-new home offers both style and substance—perfect for everyday living or as an investment opportunity. Interior Highlights Open-concept layout with soaring vaulted ceilings up to 16 feet in the main living area Luxury vinyl plank flooring throughout and tiled bathroom floors Expansive double-wide windows fill the home with natural light Dedicated den/office — ideal for remote work or a quiet retreat Gourmet Kitchen Designed to impress, the chef’s kitchen features: 42” soft-close cabinets and Calacatta quartz countertops Nearly 8-foot island with seating for six and extra storage drawers Farmhouse sink, wine rack, and walk-in pantry Brand-new stainless steel appliances and kitchen exhaust fan Bedrooms & Baths Both bedrooms feature walk-in closets with built-in shelving The primary suite includes a double-sink vanity and spacious walk-in shower with slip-resistant ceramic tile Stylish modern lighting and designer double-layer window shades throughout Exterior Features Hurricane-impact windows and doors for safety and efficiency Covered carport (14’x30’) with 9'4" clearance, EV charging outlet, and electrical access 45-foot paved driveway with plenty of parking Gutters with underground drainage system to carry rainwater away from the home Spacious covered lanai and generous backyard—perfect for entertaining Community & Location Voluntary HOA with access to a private Gulf Cove boat ramp on the Myakka River No deed restrictions — bring your RV, boat, or trailer Conveniently located near schools, shopping, dining, golf courses, and beaches Easy access to SR-776 and US-41 Not in a flood zone! Whether you’re seeking your Florida dream home or a high-end rental investment, this meticulously crafted Gulf Cove gem offers the perfect blend of modern elegance and coastal comfort—move-in ready and waiting for you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,201
Sqft
0.23 ac
Lot size
2024
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,134 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,134/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs PORT CHARLOTTE SEC 053
$254 vs $187
Days on market
283 vs 59 typical
Where $254/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 053
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 6
PORT CHARLOTTE SEC 053 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 682% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5339 GULFPORT TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$312,000
5471 GRAVES TERRACE · same community
2 bd · 2 ba · 1,243 sqft · $251/sqft · 28 DOM
Sold · Mar ’26$264,900
5473 COLFAX TERRACE · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 590 DOM
Sold · Aug ’26$240,000
5442 GUIDEPOST TERRACE · same community
3 bd · 2 ba · 1,367 sqft · $176/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5339 GULFPORT TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5339 GULFPORT TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5339 GULFPORT TERRACE FAQs
What would the monthly payment be for 5339 GULFPORT TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5339 GULFPORT TERRACE?+
The most recent tax bill on record (2024) was $522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5339 GULFPORT TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $305,000, this home is listed about 8% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5339 GULFPORT TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$305,000 runs 682% above the PORT CHARLOTTE 33981 median.
02Time on market is leverage
283 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $305,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6141229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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