1540 WATSON OAKS COURT, LAKELAND, FL, 33809
Active11 days on marketListed Jul 30, 2026MLS #L4963930
About this home
1540 WATSON OAKS COURT
Completely renovated 4-bedroom, 2-bath Pool home near I-4! NO HOA... Spacious fenced-in yard, new screen on the pool enclosure, new pool pump, brand new Architectural roof, new garage door and motor, new appliances, new carpet, new paint inside and out, new Quartz countertops in the Kitchen and both bathrooms, etc... Move in ready, and near excellent schools, shopping, grocery stores, restaurants and entertainment. Call today for a showing, will not last at this price.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,885
Sqft
0.25 ac
Lot size
2
Garage
1998
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,808 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,808/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs Lakeland actives
$212 vs $194
Days on market
11 vs 44 typical
Where $212/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1540 WATSON OAKS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$344,000
5624 ARAL DRIVE
4 bd · 2 ba · 1,885 sqft · $182/sqft · 34 DOM
Sold · Mar ’26$313,000
6054 CRANE DRIVE
3 bd · 2 ba · 1,915 sqft · $163/sqft · 184 DOM
Sold · Mar ’26$347,000
5823 COCKATIEL COURT
3 bd · 2 ba · 1,836 sqft · $189/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1540 WATSON OAKS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1540 WATSON OAKS COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1540 WATSON OAKS COURT FAQs
What would the monthly payment be for 1540 WATSON OAKS COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,808/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1540 WATSON OAKS COURT?+
The most recent tax bill on record (2025) was $1,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $399,900, this home is listed about 18% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of AVERY PROPERTIES INC. · Anne Greenhow. MLS #L4963930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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