3940 SUNNYWOOD CIRCLE, LAKELAND, FL, 33812
Active106 days on marketListed Apr 24, 2026MLS #L4961297
About this home
3940 SUNNYWOOD CIRCLE
If your current home is starting to feel a little too tight, this South Lakeland property is the fresh start you've been looking for. This beautifully updated 4 bedroom, 3 bathroom home was designed for the way life happens today, with open living spaces, flexible rooms, and thoughtful updates that let you settle in without adding a long list of weekend projects. From the moment you arrive, the freshly painted exterior, paver driveway, and inviting curb appeal create a welcoming first impression. Inside, natural light fills the open layout, connecting the kitchen, dining, and living areas into one comfortable space that's perfect for everything from busy mornings to hosting family and friends. The kitchen features solid wood cabinetry, stainless steel appliances, generous counter space, and a breakfast bar that keeps conversations flowing while meals come together. The split-bedroom floor plan creates a sense of privacy, with a spacious primary suite featuring dual vanities, a soaking tub, and a separate shower. The additional bedrooms provide plenty of flexibility for guests, a home office, a hobby room, or whatever your lifestyle calls for next. Step outside to a covered and screened lanai overlooking a large backyard with no rear neighbors, giving you a peaceful setting to relax, entertain, or create the outdoor space you've always wanted. Whether it's adding a pool, creating a garden, or simply enjoying the extra room, there's space to make it your own. The biggest updates have already been taken care of, including a new roof, high-efficiency HVAC system, updated septic system, replaced hot water heater, fresh interior and exterior paint, updated flooring in key living areas, and refreshed exterior details. That means more time enjoying your new home and less time worrying about major maintenance. Located just 20 minutes from Downtown Lakeland, with convenient access to shopping, dining, Lakeland Linder International Airport, and the scenic trails of Circle B Bar Reserve, this home combines everyday convenience with the peaceful lifestyle South Lakeland is known for. If you've been waiting for a move-in ready home with space to grow, privacy to enjoy, and updates already completed, 3940 Sunnywood Circle is one you'll want to see in person.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,381
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,922/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Lakeland actives
$168 vs $194
Days on market
106 vs 43 typical
Where $168/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
200 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3940 SUNNYWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
3928 SUNNYWOOD CIRCLE · same community
4 bd · 2 ba · 2,443 sqft · $215/sqft · 88 DOM
Sold · Sep ’25$332,790
2136 ALBATROSS NEST DRIVE
5 bd · 3 ba · 2,451 sqft · $136/sqft · 19 DOM
Sold · Mar ’26$347,990
2064 ALBATROSS NEST DRIVE
5 bd · 3 ba · 2,451 sqft · $142/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3940 SUNNYWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3940 SUNNYWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3940 SUNNYWOOD CIRCLE FAQs
What would the monthly payment be for 3940 SUNNYWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3940 SUNNYWOOD CIRCLE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3940 SUNNYWOOD CIRCLE?+
The most recent tax bill on record (2025) was $2,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3940 SUNNYWOOD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $399,000, this home is listed about 18% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3940 SUNNYWOOD CIRCLE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4961297.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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