David Ramirez
$419,9503 bd2 ba2,392 sqft$176 /sqft$2,985 /mo all-in ↓

1955 CAPPS ROAD, LAKE WALES, FL, 33898

Active6 days on marketListed Jul 22, 2026MLS #L4963688

Single Family ResidenceCOUNTRY OAKS ESTATES

About this home

1955 CAPPS ROAD

Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a spacious 0.46-acre lot in Lake Wales with no HOA! Offering 2,392 square feet of thoughtfully designed living space, this move-in-ready property combines timeless charm with modern upgrades, creating the perfect place to call home. Step inside to an open-concept floor plan featuring soaring ceilings, abundant natural light, and luxury vinyl plank flooring throughout. Large windows fill the home with sunshine, enhancing the spacious feel of the two living areas and inviting dining space. A cozy fireplace serves as the focal point of one of the living rooms, making it the perfect spot to gather with family and friends. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring brand-new stainless steel appliances, quartz countertops, new cabinetry, a stylish tile backsplash, and a breakfast nook. Whether you're preparing meals or hosting guests, this space offers both functionality and style. The generously sized primary suite provides a relaxing retreat with large windows that bring in plenty of natural light. The en-suite bathroom has been completely updated with brand-new tile, dual vanities, a garden tub, and a separate walk-in shower. Two additional bedrooms offer comfortable accommodations for family, guests, or a home office. All bedrooms have been updated with brand new carpet and ceiling fans. This home has been extensively renovated for peace of mind, including a new roof, new AC system, updated electrical, re-piped plumbing, custom shelving, and numerous modern finishes throughout. Outside, you'll find a fully fenced backyard, a screened porch with an adjoining patio perfect for relaxing or entertaining, and a spacious 26x22 garage. The impressive exterior features a large driveway leading to a circular drive, providing excellent curb appeal and ample parking. With its extensive renovations, spacious layout, beautiful finishes, and prime Lake Wales location, this exceptional home offers the perfect blend of comfort, style, and functionality. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,392

Sqft

0.46 ac

Lot size

2

Garage

1985

Year built

One

Levels

$176

Per sqft

Fireplace

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Faces Side
ExteriorOther

Community & fees

Taxes (2025)$2,002/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$167
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,698Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,698
Interest rate6.00%
Loan term

Estimated payment

$2,985/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$167
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$375KedgeAI estimate $458,249 · range $391K$485K$505K

vs edgeAI estimate

−8.4%

$/sqft vs Lake Wales actives

$176 vs $171

Days on market

6 vs 56 typical

Where $176/sqft sits among the 376 Lake Wales actives

63
132
97 · this home
45
13
26
$94–134$134–174$174–214$214–254$254–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 1955 CAPPS ROAD

Drive times from this address

Walt Disney World58 min
Universal Orlando68 min
Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$275K$275K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

170 of 376

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 190% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $419,950 · 6 days on market since
1985Built · COUNTRY OAKS ESTATES

Reality check

What actually sold near 1955 CAPPS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1041 COUNTRY LAKE CIRCLESold · Jun ’26

$546,000

1041 COUNTRY LAKE CIRCLE · same community

4 bd · 2.5 ba · 2,569 sqft · $213/sqft · 16 DOM

1131 COUNTRY OAKS BOULEVARDSold · Nov ’25

$355,000

1131 COUNTRY OAKS BOULEVARD · same community

3 bd · 3 ba · 2,151 sqft · $165/sqft · 153 DOM

3521 SILVER OAK COURTSold · Oct ’25

$410,000

3521 SILVER OAK COURT · same community

3 bd · 2 ba · 2,904 sqft · $141/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1955 CAPPS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1955 CAPPS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1955 CAPPS ROAD FAQs

What would the monthly payment be for 1955 CAPPS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1955 CAPPS ROAD?+

The most recent tax bill on record (2025) was $2,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Wales?+

At $419,950, this home is listed about 64% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.

Which schools are assigned to 1955 CAPPS ROAD?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PORCHLIGHT HOMES LLC · Angie Reynolds. MLS #L4963688.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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