
1955 CAPPS ROAD, LAKE WALES, FL, 33898
Active6 days on marketListed Jul 22, 2026MLS #L4963688
About this home
1955 CAPPS ROAD
Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a spacious 0.46-acre lot in Lake Wales with no HOA! Offering 2,392 square feet of thoughtfully designed living space, this move-in-ready property combines timeless charm with modern upgrades, creating the perfect place to call home. Step inside to an open-concept floor plan featuring soaring ceilings, abundant natural light, and luxury vinyl plank flooring throughout. Large windows fill the home with sunshine, enhancing the spacious feel of the two living areas and inviting dining space. A cozy fireplace serves as the focal point of one of the living rooms, making it the perfect spot to gather with family and friends. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring brand-new stainless steel appliances, quartz countertops, new cabinetry, a stylish tile backsplash, and a breakfast nook. Whether you're preparing meals or hosting guests, this space offers both functionality and style. The generously sized primary suite provides a relaxing retreat with large windows that bring in plenty of natural light. The en-suite bathroom has been completely updated with brand-new tile, dual vanities, a garden tub, and a separate walk-in shower. Two additional bedrooms offer comfortable accommodations for family, guests, or a home office. All bedrooms have been updated with brand new carpet and ceiling fans. This home has been extensively renovated for peace of mind, including a new roof, new AC system, updated electrical, re-piped plumbing, custom shelving, and numerous modern finishes throughout. Outside, you'll find a fully fenced backyard, a screened porch with an adjoining patio perfect for relaxing or entertaining, and a spacious 26x22 garage. The impressive exterior features a large driveway leading to a circular drive, providing excellent curb appeal and ample parking. With its extensive renovations, spacious layout, beautiful finishes, and prime Lake Wales location, this exceptional home offers the perfect blend of comfort, style, and functionality. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,392
Sqft
0.46 ac
Lot size
2
Garage
1985
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Lake Wales actives
$176 vs $171
Days on market
6 vs 56 typical
Where $176/sqft sits among the 376 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
170 of 376
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 1955 CAPPS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$546,000
1041 COUNTRY LAKE CIRCLE · same community
4 bd · 2.5 ba · 2,569 sqft · $213/sqft · 16 DOM
Sold · Nov ’25$355,000
1131 COUNTRY OAKS BOULEVARD · same community
3 bd · 3 ba · 2,151 sqft · $165/sqft · 153 DOM
Sold · Oct ’25$410,000
3521 SILVER OAK COURT · same community
3 bd · 2 ba · 2,904 sqft · $141/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1955 CAPPS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1955 CAPPS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1955 CAPPS ROAD FAQs
What would the monthly payment be for 1955 CAPPS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1955 CAPPS ROAD?+
The most recent tax bill on record (2025) was $2,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $419,950, this home is listed about 64% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 1955 CAPPS ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PORCHLIGHT HOMES LLC · Angie Reynolds. MLS #L4963688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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