David Ramirez
$469,0003 bd2 ba1,660 sqft$283 /sqft$3,323 /mo all-in ↓

864 REDWOOD WAY, LAKE WALES, FL, 33898

Active44 days on marketListed Jun 27, 2026MLS #P4939175

Private poolSingle Family ResidenceCOUNTRY OAKS ESTATES

About this home

864 REDWOOD WAY

Welcome to this beautifully updated and meticulously maintained home in the desirable Country Oaks community. This 3 BR/2 BA is situated on a spacious .37-acre lot, is move-in ready and offers the perfect blend of comfort, style, and functionality. Inside, you'll find a desirable split-bedroom floor plan featuring 3 bedrooms, 2 updated bathrooms, formal living and dining rooms, plus a spacious family room perfect for everyday living and entertaining. The beautifully remodeled kitchen is the heart of the home, showcasing rich wood cabinetry, granite countertops, stainless steel appliances, a cooktop with vent hood, and built-in microwave and oven. The private primary suite offers a large walk-in closet and an updated en-suite bath with a beautifully tiled walk-in shower. Step outside and enjoy your own backyard retreat featuring a sparkling inground swimming pool, mature landscaping, a fully irrigated lawn, and plenty of room to relax or entertain. Need extra space for your toys or hobbies? The impressive 24' x 35' detached metal garage/workshop with electricity is ideal for car enthusiasts, woodworking, boating, or additional storage. Recent improvements provide peace of mind and include a new metal roof (2023), HVAC system (2023), updated windows and sliding glass doors, additional attic insulation, paver driveway, and an epoxy-coated garage floor. If you've been searching for an updated home with a pool, workshop, generous yard, no HOA and an established neighborhood, this exceptional Country Oaks property checks all the boxes. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,660

Sqft

0.37 ac

Lot size

2

Garage

1987

Year built

One

Levels

$283

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGarage Door Opener · Parking Pad
ExteriorIrrigation System · Private Mailbox · Storage

Community & fees

Taxes (2025)$2,335/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fire Hydrant · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,323 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,323/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$312KedgeAI estimate $337,427 · range $325K$357K$488K

vs edgeAI estimate

+39%

$/sqft vs Lake Wales actives

$283 vs $173

Days on market

44 vs 54 typical

Where $283/sqft sits among the 372 Lake Wales actives

61
125
96
50
12 · this home
28
$96–134$134–173$173–212$212–250$250–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 864 REDWOOD WAY

Drive times from this address

Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

171 of 372

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 228% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $469,000 · 44 days on market since
1987Built · COUNTRY OAKS ESTATES

Reality check

What actually sold near 864 REDWOOD WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3550 SILVER OAK COURTSold · Feb ’26

$420,000

3550 SILVER OAK COURT · same community

3 bd · 2 ba · 1,663 sqft · $253/sqft · 5 DOM

3652 HURLBUT CIRCLESold · May ’26

$400,000

3652 HURLBUT CIRCLE · same community

3 bd · 2 ba · 1,603 sqft · $250/sqft · 64 DOM

882 REDWOOD WAYSold · Nov ’25

$340,000

882 REDWOOD WAY · same community

3 bd · 2 ba · 1,596 sqft · $213/sqft · 157 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 864 REDWOOD WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 864 REDWOOD WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

864 REDWOOD WAY FAQs

What would the monthly payment be for 864 REDWOOD WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 864 REDWOOD WAY?+

The most recent tax bill on record (2025) was $2,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 864 REDWOOD WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $469,000, this home is listed about 85% above the Lake Wales median of $253,990. The market section on this page shows how the area is trending.

Which schools are assigned to 864 REDWOOD WAY?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Julie Seay. MLS #P4939175.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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