David Ramirez
$584,9004 bd2 ba2,605 sqft$225 /sqft$3,847 /mo all-in ↓

5539 BLOOMFIELD BOULEVARD, LAKELAND, FL, 33810

Active8 days on marketListed Jul 22, 2026MLS #L4963682

Private poolSingle Family ResidenceBLOOMFIELD HILLS PH 03

About this home

5539 BLOOMFIELD BOULEVARD

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the highly sought-after Bloomfield Hills community, where majestic oak trees line the streets and neighbors still wave as they pass by. Situated on a spacious .30-acre corner lot, this home offers 2,605 square feet of comfortable living space with exceptional curb appeal, earning the neighborhood BEAUTIFICATION AWARD twice for its professionally landscaped yard and immaculate appearance. Step inside to find elegant crown molding throughout, a beautiful tray ceiling in the dining room, and a spacious split-bedroom floor plan designed for everyday living and entertaining. The updated kitchen features granite countertops, stainless steel appliances, and ample cabinet space, while both bathrooms have been upgraded with granite countertops, including a luxurious marble shower in the guest bath. The oversized primary suite is a true retreat with private sliding glass doors leading directly to the screened pool area. Outside, enjoy your own backyard oasis featuring a resurfaced oversized screened chlorine pool, built-in outdoor grilling area, epoxy-coated patio and smart landscape lighting with hundreds of color options controlled from your phone. Outdoor mounted speakers by the pool and garage create the perfect setting for entertaining family and friends. Additional upgrades include a 5-ton A/C (2023), roof (2017), 50-gallon water heater, smart sprinkler system, decorative landscape edging surrounding the home, recently installed safety handrails at the pool steps, epoxy-coated garage floor, retractable garage screen, oversized attic storage, and a spacious laundry room with a utility sink. This is more than just a house, it’s a home in one of Lakeland’s most desirable neighborhoods, offering timeless charm, modern upgrades, and an unbeatable location. Schedule your private showing today before this Bloomfield Hills beauty is gone!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,605

Sqft

0.3 ac

Lot size

2

Garage

1998

Year built

One

Levels

$225

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors

Community & fees

HOA fee$35/mo
Taxes (2025)$3,321/yr
PetsYes
CommunityCommunity Mailbox · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,847 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,156
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$277
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,490
Interest rate6.00%
Loan term

Estimated payment

$3,847/mo

Principal & interest$3,156
PMI (est., until 20% equity)$219
Property taxes (actual bill)$277
HOA / condo fee$35
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$448KedgeAI estimate $470,649 · range $467K$473K$608K

vs edgeAI estimate

+24.3%

$/sqft vs Lakeland actives

$225 vs $196

Days on market

8 vs 33 typical

Where $225/sqft sits among the 400 Lakeland actives

75
111
114 · this home
46
25
29
$126–159$159–192$192–225$225–259$259–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 5539 BLOOMFIELD BOULEVARD

Drive times from this address

Downtown Tampa42 min
Walt Disney World45 min
Tampa Int’l Airport (TPA)54 min
Universal Orlando55 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

197 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $584,900 · 8 days on market since
1998Built · BLOOMFIELD HILLS PH 03

Reality check

What actually sold near 5539 BLOOMFIELD BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5425 CHARLIN AVENUESold · Oct ’25

$510,000

5425 CHARLIN AVENUE · same community

4 bd · 2.5 ba · 2,572 sqft · $198/sqft · 87 DOM

5436 CHARLIN AVENUESold · Mar ’26

$550,000

5436 CHARLIN AVENUE · same community

3 bd · 2 ba · 2,780 sqft · $198/sqft · 11 DOM

2317 BELLA LUNA CIRCLESold · Aug ’25

$395,000

2317 BELLA LUNA CIRCLE

4 bd · 2.5 ba · 2,592 sqft · $152/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5539 BLOOMFIELD BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5539 BLOOMFIELD BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5539 BLOOMFIELD BOULEVARD FAQs

What would the monthly payment be for 5539 BLOOMFIELD BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,847/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5539 BLOOMFIELD BOULEVARD?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5539 BLOOMFIELD BOULEVARD?+

The most recent tax bill on record (2025) was $3,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5539 BLOOMFIELD BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $584,900, this home is listed about 72% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Listing courtesy of EXP REALTY LLC · Heather Padgett. MLS #L4963682.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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