4316 TROTTERS WAY, LAKELAND, FL, 33801
Active24 days on marketListed Jul 13, 2026MLS #L4963420
About this home
4316 TROTTERS WAY
Curb appeal meets modern comfort in this nearly-new 2023 home! A charming covered entry with navy shutters and tropical landscaping welcomes you inside, where an open-concept layout flows seamlessly with tile flooring throughout. The kitchen shines with granite counters, a tiled backsplash, stainless steel appliances, and a spacious island overlooking the combined living/dining area — perfect for entertaining. Central heat/air keeps things comfortable year-round, while ceiling fans in every bedroom and the main living space add everyday comfort. The master suite offers a walk-in closet, linen closet, dual-sink vanity, and walk-in shower. A separate laundry room with full-size washer/dryer and a 2-car garage round out the interior, while the fully fenced backyard with a pond view offers privacy and relaxation. Enjoy community amenities including a pool and dog park, all for a low $216/year HOA. Buyers can move in with added peace of mind thanks to the Lennar Limited Warranty covering structural components. Just off I-4 — about 45 minutes to Tampa, 50 minutes to Orlando — and close to LEGOLAND, Camp Margaritaville RV Resort & Cabana Cabins, Lakeland Airport, and Sun 'n Fun. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,555
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs SADDLE CRK PRESERVE PH 1
$193 vs $166
Days on market
24 vs 43 typical
Where $193/sqft sits among the 7 homes for sale in SADDLE CRK PRESERVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
3 of 7
SADDLE CRK PRESERVE PH 1 have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4316 TROTTERS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$302,500
4334 TROTTERS WAY · same community
4 bd · 2 ba · 1,850 sqft · $164/sqft · 26 DOM
Sold · Mar ’26$325,000
2119 OLD MINING ROAD · same community
4 bd · 2 ba · 1,918 sqft · $169/sqft · 3 DOM
Sold · Apr ’26$330,000
1773 YELLOW TRAIL · same community
5 bd · 2.5 ba · 2,215 sqft · $149/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4316 TROTTERS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4316 TROTTERS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4316 TROTTERS WAY FAQs
What would the monthly payment be for 4316 TROTTERS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,635/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4316 TROTTERS WAY?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4316 TROTTERS WAY?+
The most recent tax bill on record (2025) was $6,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4316 TROTTERS WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $300,000, this home is listed about 12% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Rafael Almonte. MLS #L4963420.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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