1681 RED LOOP, LAKELAND, FL, 33801
Active99 days on marketListed Apr 14, 2026MLS #TB8496721
About this home
1681 RED LOOP
Why wait to build when you can move right into this 2023 turnkey, move-in-ready home in one of Lakeland’s most desirable communities? This beautifully maintained 4-bedroom, 2-bath home offers 1,936 sq ft of modern living space with a 2-car garage and a thoughtfully designed split floor plan that provides both space and privacy. The spacious primary suite is tucked away from the secondary bedrooms, creating a true retreat. It features a walk-in closet that delivering both style and functionality buyers love. The heart of the home is the open-concept living area, seamlessly connecting the kitchen, dining, and living spaces perfect for entertaining or everyday living. Step outside to a full fenced yard with a water view. This is ideal for relaxing during the evenings with enough space to host weekend gatherings and the dogs space to run around. Enjoy the benefits of newer construction, modern finishes, and energy-efficient systems all without the wait. Residents also enjoy great community amenities, including a keycard-access pool and a dog park, adding even more lifestyle appeal. Conveniently located near shopping, dining, schools, and major roadways—this home checks all the boxes. Don’t wait—homes like this don’t last long. Schedule your showing today! This one won't last long
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,936
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs SADDLE CRK PRESERVE PH 1
$168 vs $167
Days on market
99 vs 33 typical
Where $168/sqft sits among the 9 homes for sale in SADDLE CRK PRESERVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
3 of 9
SADDLE CRK PRESERVE PH 1 have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1681 RED LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$325,000
2119 OLD MINING ROAD · same community
4 bd · 2 ba · 1,918 sqft · $169/sqft · 3 DOM
Sold · Jun ’26$302,500
4334 TROTTERS WAY · same community
4 bd · 2 ba · 1,850 sqft · $164/sqft · 26 DOM
Sold · Apr ’26$330,000
1773 YELLOW TRAIL · same community
5 bd · 2.5 ba · 2,215 sqft · $149/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1681 RED LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1681 RED LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1681 RED LOOP FAQs
What would the monthly payment be for 1681 RED LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,823/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1681 RED LOOP?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1681 RED LOOP?+
The most recent tax bill on record (2025) was $7,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1681 RED LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $324,900, this home is listed about 4% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Lakeland market on paper
$324,900 is 4% below the Lakeland median of $340,000, and at $168/sqft it sits under the Lakeland average of $205.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
99 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $335,000, now $324,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jamie Devine Brown, PA. MLS #TB8496721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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