5404 QUARRY ROCK ROAD, LAKELAND, FL, 33809
Active25 days on marketListed Jul 9, 2026MLS #L4963407
About this home
5404 QUARRY ROCK ROAD
Welcome to this move-in ready 3-bedroom, 2.5-bath corner-unit condominium located in the desirable gated community of Cobblestone Landings. This well-maintained home offers an inviting open-concept layout, featuring a spacious living and dining room combination that creates a comfortable and functional main living area. The kitchen is equipped with stone countertops, stainless steel appliances, and ample cabinetry—providing both style and plenty of storage. Upstairs, the primary bedroom includes an ensuite bathroom with a tub/shower combination. Two additional bedrooms are thoughtfully positioned on opposite sides of the guest bathroom, offering privacy for family or guests. The laundry room is also conveniently located on the second floor. Cobblestone Landings is a gated community offering a refreshing community pool and private mailboxes. Ideally situated near major retailers, restaurants, and I-4, this location provides an easy commute to Orlando and Tampa. A fantastic opportunity for anyone seeking comfort, convenience, and low-maintenance living in a prime location.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,302
Sqft
0.02 ac
Lot size
2009
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,023 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,023/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$154 vs $191
Days on market
25 vs 43 typical
Where $154/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
208 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5404 QUARRY ROCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$205,000
519 SANDSTONE STREET · same community
3 bd · 2.5 ba · 1,302 sqft · $157/sqft · 103 DOM
Sold · Jan ’26$175,500
5455 QUARRY ROCK ROAD UNIT 5455 · same community
3 bd · 2.5 ba · 1,302 sqft · $135/sqft · 54 DOM
Sold · Jun ’26$175,000
5434 RIVER ROCK ROAD · same community
2 bd · 2.5 ba · 1,496 sqft · $117/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5404 QUARRY ROCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5404 QUARRY ROCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5404 QUARRY ROCK ROAD FAQs
What would the monthly payment be for 5404 QUARRY ROCK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,023/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5404 QUARRY ROCK ROAD?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5404 QUARRY ROCK ROAD?+
The most recent tax bill on record (2024) was $3,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5404 QUARRY ROCK ROAD?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $199,900, this home is listed about 42% below the Lakeland median of $343,400. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · John Hubbert, Jr. MLS #L4963407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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