5359 RIVER ROCK ROAD, LAKELAND, FL, 33809
Active15 days on marketListed Jul 18, 2026MLS #O6426247
About this home
5359 RIVER ROCK ROAD
Move-in ready and beautifully updated! This charming 2-bedroom, 2.5-bath home offers the perfect combination of comfort, style, and convenience. Recent improvements include fresh interior paint, a newer A/C system (less than 2 years old), as well as a newer water heater, and brand-new kitchen appliances, providing peace of mind for the new owner. The main level features durable laminate flooring, while the upstairs bedrooms are finished with carpet for added comfort. Upstairs, you'll also find a versatile loft that can easily serve as a home office, TV lounge, playroom, reading nook, or flex space to fit your lifestyle. Located in a quiet, well-maintained community, this home is just a short walk from the community pool and near a scenic lake, creating an enjoyable outdoor setting. With quick access to I-4, commuting to both Tampa and Orlando is convenient, while shopping, dining, schools, and everyday essentials are just minutes away. With its thoughtful updates, flexible floor plan, and desirable location, this home is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,496
Sqft
0.02 ac
Lot size
2007
Year built
Two
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,564 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,564/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$124 vs $192
Days on market
15 vs 33 typical
Where $124/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
206 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5359 RIVER ROCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$175,000
5434 RIVER ROCK ROAD · same community
2 bd · 2.5 ba · 1,496 sqft · $117/sqft · 36 DOM
Sold · Jun ’26$160,000
5434 QUARRY ROCK ROAD UNIT 5434 · same community
2 bd · 2 ba · 1,496 sqft · $107/sqft · 8 DOM
Sold · Sep ’25$182,000
5407 RIVER ROCK ROAD UNIT 5407 · same community
2 bd · 2.5 ba · 1,496 sqft · $122/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5359 RIVER ROCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5359 RIVER ROCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5359 RIVER ROCK ROAD FAQs
What would the monthly payment be for 5359 RIVER ROCK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5359 RIVER ROCK ROAD?+
The most recent tax bill on record (2024) was $2,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5359 RIVER ROCK ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $185,000, this home is listed about 46% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX INNOVATION · Maria Chincoli. MLS #O6426247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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