5418 COOPER LANE, FORT MEADE, FL, 33841
Active25 days on marketListed Jul 9, 2026MLS #L4963367
About this home
5418 COOPER LANE
Enjoy peaceful lakeside living in this beautifully updated 3-bedroom, 2-bath home situated on 1.22 acres with a 24x30 detached garage along the shores of Lake Buffum in Fort Meade. Offering 1,741 square feet of thoughtfully designed living space as well as a private dock, this property combines modern updates with the tranquility of country, waterfront living. Step inside to an open floor plan filled with natural light from large windows that showcase the scenic surroundings. The spacious kitchen has been refreshed with new countertops, updated cabinetry, and a stylish backsplash, making it the perfect space for cooking and entertaining. The laundry room is conveniently close yet out of the way off the kitchen and includes the washer and dryer. The generously sized primary suite provides a relaxing retreat with a walk-in closet and an en-suite bathroom featuring a walk-in shower and a garden tub. Two additional bedrooms have been updated with new carpet and offer flexibility for family or guests. Outdoor living is just as impressive with an expansive 460-square-foot screened-in porch overlooking the lake—ideal for enjoying your morning coffee, hosting friends, or unwinding at the end of the day. The 1.22-acre property also features a 24x30 detached garage/workshop with plenty of space for storage, hobbies, or projects, as well as a smaller detached shed for additional storage. An outdoor fish cleaning station offers added convenience for anglers and could also serve as the perfect setup for an outdoor kitchen. For added peace of mind, the home is equipped with a Generac generator. With beautiful lakefront views, modern updates, and plenty of indoor and outdoor living space, this move-in-ready home offers the perfect blend of comfort, functionality, and peaceful Florida living. Don't miss the opportunity to make this lakeside retreat your own! USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,741
Sqft
1.22 ac
Lot size
2
Garage
1960
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,075 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,075/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.7%
$/sqft vs NOT IN SUBDIVISION
$258 vs $253
Days on market
25 vs 51 typical
Where $258/sqft sits among the 124 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Meade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fort Meade. See the full Fort Meade guide →
FORT MEADE 33841 — neighborhood snapshot
Population
8,268
Median age
39.7
Median income
$39,608
Median home value
$138,700
Avg household
2.7
Households w/ children
1,018
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Meade market
$248K → $369K
Fort Meade median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
58 of 124
NOT IN SUBDIVISION have cut their price
Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the FORT MEADE 33841 median. See the full Fort Meade market guide →
Paper trail
This home's history
Reality check
What actually sold near 5418 COOPER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$565,000
1270 SW 14TH STREET · same community
3 bd · 2 ba · 1,784 sqft · $317/sqft · 67 DOM
Sold · Dec ’25$394,000
15140 COMMONWEALTH AVENUE N · same community
4 bd · 2 ba · 1,813 sqft · $217/sqft · 9 DOM
Sold · Mar ’26$205,000
2120 HELWYN ROAD · same community
3 bd · 2 ba · 1,620 sqft · $127/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5418 COOPER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5418 COOPER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5418 COOPER LANE FAQs
What would the monthly payment be for 5418 COOPER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5418 COOPER LANE?+
The most recent tax bill on record (2025) was $802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Meade?+
At $449,950, this home is listed about 84% above the Fort Meade median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5418 COOPER LANE?+
Alturas Elementary School (elementary), Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,950 runs 105% above the FORT MEADE 33841 median — but at 1,741 sqft it's also 21% larger than the typical Fort Meade listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $469,950, now $449,950 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PORCHLIGHT HOMES LLC · Angie Reynolds. MLS #L4963367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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