1754 TURTLE ROCK DRIVE, LAKELAND, FL, 33803
Active31 days on marketListed Jul 2, 2026MLS #L4963238
About this home
1754 TURTLE ROCK DRIVE
Virtually Staged. Welcome to 1754 Turtle Rock Drive, where peaceful waterfront living meets an exceptional South Lakeland location. Tucked away on a quiet cul-de-sac in the established Turtle Rock community, this beautifully updated 3-bedroom, 2-bath residence offers 1,753 square feet of thoughtfully designed living space with tranquil water views that create the perfect backdrop for everyday living. From the moment you arrive, you'll appreciate the home's inviting curb appeal and mature landscaping. Inside, soaring ceilings, abundant natural light, fresh neutral finishes, and new luxury vinyl plank flooring (2025) create a bright, airy atmosphere throughout the open-concept floor plan. The spacious living room centers around a charming wood-burning fireplace, providing both warmth and character while seamlessly connecting to the dining area and kitchen. Designed with both functionality and entertaining in mind, the kitchen features generous countertop space, appliances which convey with the sale of the home and the refrigerator only a few years of age, a breakfast bar, and a sunny eat-in dining area overlooking the living spaces. Expansive sliding glass doors invite the outdoors in, leading to a private patio where you'll enjoy peaceful mornings with coffee or relaxing evenings overlooking the beautiful waterfront setting. The spacious primary suite serves as a private retreat with tranquil water views, a large walk-in closet, and an en-suite bath featuring dual vanities and a tub/shower combination. Two additional bedrooms, a well-appointed guest bath, an indoor laundry room, and an attached two-car garage complete this comfortable and practical floor plan. Significant recent improvements provide peace of mind, including a new roof (2023) and a new HVAC system (2025), allowing the next owner to simply move in and enjoy. Ideally located just minutes from downtown Lakeland, medical facilities along with the new Orlando Health and Watson Clinic, shopping, dining, recreational amenities, and convenient Polk Parkway access, this home offers the perfect combination of privacy, convenience, and natural beauty. If you've been searching for a move-in-ready waterfront home with tasteful updates, inviting living spaces, and a location that's hard to beat, 1754 Turtle Rock Drive is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,753
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,152 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,152/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.7%
$/sqft vs TURTLE ROCK
$170 vs $299
Days on market
31 vs 33 typical
Where $170/sqft sits among the 6 homes for sale in TURTLE ROCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Somerset — neighborhood snapshot
Population
1,607
Median age
50
Median income
$63,530
Median home value
$222,764
Avg household
2
Households w/ children
172
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
5 of 6
TURTLE ROCK have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1754 TURTLE ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$535,000
5116 TIMBER CHASE WAY · same community
3 bd · 2 ba · 1,714 sqft · $312/sqft · 23 DOM
Sold · Oct ’25$290,000
1653 TURTLE ROCK DRIVE · same community
3 bd · 2 ba · 1,831 sqft · $158/sqft · 130 DOM
Sold · Apr ’26$550,000
5137 REDBRIAR COURT · same community
3 bd · 2 ba · 1,939 sqft · $284/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1754 TURTLE ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1754 TURTLE ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1754 TURTLE ROCK DRIVE FAQs
What would the monthly payment be for 1754 TURTLE ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,152/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1754 TURTLE ROCK DRIVE?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1754 TURTLE ROCK DRIVE?+
The most recent tax bill on record (2024) was $866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1754 TURTLE ROCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $298,000, this home is listed about 12% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1754 TURTLE ROCK DRIVE?+
Crystal Lake Middle School (middle), Lakeland Senior High School (high), Highlands Grove Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Christine Hubbert. MLS #L4963238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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