817 E LIME STREET, LAKELAND, FL, 33801
Active23 days on marketListed Jul 2, 2026MLS #L4963228
About this home
817 E LIME STREET
Virtually Staged. Step into the charm of Old Lakeland with this beautifully renovated home that blends timeless character with modern updates. Built more than 100 years ago, this historic gem offers the warmth and craftsmanship of a bygone era while providing the peace of mind that comes with a newer roof and newer AC.Ideally located just minutes from Florida Southern College, downtown Lakeland, I 4, and both North and South Lakeland, you’ll enjoy easy access to shopping, dining, entertainment, and commuting while living in one of Lakeland’s most desirable historic neighborhoods. Inside, you’ll find thoughtfully updated living spaces that maintain the home’s original charm. Upstairs, a spacious bonus attic area offers endless possibilities as a home office, playroom, creative studio, or additional living space.Outside, the detached building presents even more potential. Whether you need extra storage, a workshop, or dream of converting it into a guest suite, home office, or income producing space, the opportunities are endless.If you’ve been searching for a home with character, modern conveniences, and room to grow, this one is a must see. Historic charm, an unbeatable location, and incredible flexibility make this Lakeland treasure truly one of a kind.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,040
Sqft
0.12 ac
Lot size
1916
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs Lakeland actives
$288 vs $196
Days on market
23 vs 33 typical
Where $288/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Lake Morton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
East Lake Morton — neighborhood snapshot
Population
1,213
Median age
34
Median income
$41,961
Median home value
$215,251
Avg household
2
Households w/ children
113
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
209 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 E LIME STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$325,000
821 E LIME STREET · same community
2 bd · 2 ba · 1,179 sqft · $276/sqft · 7 DOM
Sold · Oct ’25$235,000
1613 S LINCOLN AVENUE
3 bd · 2 ba · 1,028 sqft · $229/sqft · 62 DOM
Sold · Dec ’25$217,500
523 W HANCOCK STREET
3 bd · 1 ba · 1,084 sqft · $201/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 817 E LIME STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 E LIME STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
817 E LIME STREET FAQs
What would the monthly payment be for 817 E LIME STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 817 E LIME STREET?+
The most recent tax bill on record (2025) was $1,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $300,000, this home is listed about 12% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 817 E LIME STREET?+
Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LAKELAND HOMETOWN PROPERTIES · Glenn Offutt. MLS #L4963228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 817 E LIME STREET but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →