2349 CHESTERFIELD CIRCLE, LAKELAND, FL, 33813
Active46 days on marketListed Jun 19, 2026MLS #L4962921
About this home
2349 CHESTERFIELD CIRCLE
Welcome to 2349 Chesterfield Circle — a stunning South Lakeland pool home tucked inside the rarely available Magnolia Chase subdivision off Crews Lake Drive. From the moment you arrive, this home stands out with its lush, established landscaping, beautiful palms, and private tropical feel that makes the property feel like its own secluded retreat. Inside, this 4 BEDROOM, 2 BATHROOM home offers an impressive 2,588 square feet of living space with soaring 10-foot ceilings, extensive crown molding, tall baseboards, and elegant trim details around the windows. The spacious kitchen features beautiful granite countertops, warm wood cabinetry, and plenty of room for gathering, entertaining, and everyday living. The backyard is where this home truly becomes unforgettable. Step outside to a resort-style pool area finished with elegant pavers, a covered patio, a spa/hot tub, and mature tropical landscaping that creates privacy and a true Florida oasis. Whether you are hosting friends, relaxing after a long day, or enjoying quiet weekends at home, this outdoor space is designed to be enjoyed. Major updates add even more peace of mind, including a roof replaced in late 2024 and an AC system that is only a few years young. Ideally located in South Lakeland near George Jenkins High School, shopping, dining, and just moments from the 551-acre Lakeland Highlands Scrub preserve with scenic trails and natural Florida beauty, this home offers the space, setting, and lifestyle buyers are looking for. Homes in Magnolia Chase do not come available often. Schedule your private showing and come experience why this one is so special before the opportunity is gone.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,588
Sqft
0.27 ac
Lot size
2
Garage
2003
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,755 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,755/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs Lakeland actives
$218 vs $195
Days on market
46 vs 43 typical
Where $218/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
191 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2349 CHESTERFIELD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$501,000
2331 CHESTERFIELD CIRCLE · same community
4 bd · 2 ba · 2,253 sqft · $222/sqft · 55 DOM
Sold · May ’26$519,900
6764 HIGH KNOLL DRIVE
4 bd · 2 ba · 2,591 sqft · $201/sqft · 3 DOM
Sold · Sep ’25$525,000
6757 HIGH GROVE DRIVE
4 bd · 3 ba · 2,583 sqft · $203/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2349 CHESTERFIELD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2349 CHESTERFIELD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2349 CHESTERFIELD CIRCLE FAQs
What would the monthly payment be for 2349 CHESTERFIELD CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,755/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2349 CHESTERFIELD CIRCLE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2349 CHESTERFIELD CIRCLE?+
The most recent tax bill on record (2025) was $3,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2349 CHESTERFIELD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $564,500, this home is listed about 65% above the Lakeland median of $341,850. The market section on this page shows how the area is trending.
Which schools are assigned to 2349 CHESTERFIELD CIRCLE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$564,500 runs 40% above the LAKELAND 33813 median — but at 2,588 sqft it's also 49% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $569,500, now $564,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAKELAND HOMES AND REALTY, LLC · Milton De La Cruz. MLS #L4962921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 2349 CHESTERFIELD CIRCLE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →